Fazl App Privacy Policy

50 sections

Part I

Introduction, Scope, Definitions, and Acceptance

1. Introduction

Welcome to Fazl APP ("Fazl APP," "Company," "we," "our," or "us"). We are committed to protecting the privacy, confidentiality, and security of the personal information entrusted to us by our customers, businesses, service providers, delivery partners, advertisers, and all other users who access or use our Platform.

This Privacy Policy explains how Fazl APP collects, uses, processes, stores, shares, protects, and otherwise handles personal information when users access or use the Fazl APP mobile application, website, business portal, administrative dashboard, APIs, communication tools, digital services, and any other products or services operated by Fazl APP (collectively referred to as the "Platform").

Privacy is an essential component of user trust. Fazl APP recognizes that users expect their personal information to be handled responsibly, transparently, and in accordance with applicable privacy and data protection laws. Accordingly, this Privacy Policy has been developed to provide users with a clear understanding of our information handling practices throughout the lifecycle of their interaction with the Platform.

Because Fazl APP operates a multi-category digital marketplace connecting customers with businesses, service providers, retailers, professionals, property owners, employers, delivery partners, and other participants, different categories of users may provide different types of information depending upon the services they use. This Privacy Policy applies broadly across all Platform services unless a separate privacy notice expressly applies to a particular product, feature, or service.

Our Platform offers numerous functionalities, including but not limited to business discovery, reverse marketplace requests, business profiles, product listings, service listings, private listings, area broadcasting, messaging, community features, payment services, subscriptions, advertising services, customer support, verification services, delivery coordination, employment opportunities, property listings, promotional campaigns, analytics, and administrative services. The information collected may therefore vary according to the nature of a user's interaction with the Platform.

This Privacy Policy should be read together with our Terms and Conditions, Cookie Policy, Community Guidelines, Subscription Terms, Payment Policies, and any additional legal documents or notices published by Fazl APP. Where a specific service is governed by supplementary privacy terms, those supplementary terms shall apply in addition to this Privacy Policy to the extent of any inconsistency.

Fazl APP is committed to collecting only such information as is reasonably necessary to operate the Platform, provide requested services, improve user experience, maintain Platform security, comply with applicable legal obligations, prevent fraud, enforce our contractual rights, and support the continued development of our marketplace ecosystem.

We continually evaluate our privacy practices to ensure that they remain aligned with evolving legal requirements, technological developments, cybersecurity standards, industry best practices, and user expectations. As our Platform grows and new services are introduced, our methods of collecting and processing information may also evolve. Where material changes are made, users will be informed in accordance with this Privacy Policy and applicable law.

Nothing contained within this Privacy Policy shall be interpreted as limiting any mandatory rights granted to users under applicable privacy, consumer protection, or data protection legislation. Where local law provides greater privacy protections than those described in this Policy, Fazl APP will comply with the applicable legal requirements to the extent required.

By accessing, registering for, or otherwise using the Platform, users acknowledge that they have read this Privacy Policy and understand how their information may be collected, used, disclosed, retained, and protected in accordance with the practices described herein.

2. Scope of this Privacy Policy

This Privacy Policy applies to all individuals and organizations that access, browse, register for, communicate through, advertise on, purchase from, sell through, or otherwise use the Fazl APP Platform in any capacity. This includes, without limitation, customers, businesses, merchants, retailers, manufacturers, wholesalers, service providers, freelancers, contractors, delivery partners, property owners, employers, job seekers, advertisers, marketing partners, support representatives, and visitors who interact with the Platform without creating an account.

The Policy applies to personal information collected through all official Fazl APP services, including our mobile applications, websites, web portals, administrative dashboards, APIs, messaging systems, customer support channels, online forms, verification processes, promotional campaigns, surveys, events, social media interactions where applicable, and any future digital services operated by Fazl APP that reference this Privacy Policy.

This Privacy Policy governs information collected directly from users, automatically through the operation of the Platform, from integrated third-party service providers, from publicly available sources where permitted by law, and from business partners who assist in providing Platform services. The categories of information collected and the purposes for which such information is processed are described in the subsequent Parts of this Privacy Policy.

The Policy applies regardless of the device or technology used to access the Platform, including smartphones, tablets, desktop computers, laptops, wearable devices, smart televisions, web browsers, application programming interfaces, or any other compatible technologies through which Platform services are made available.

Certain Platform services may integrate with third-party providers, including payment processors, mapping services, communication platforms, identity verification providers, analytics providers, advertising partners, logistics companies, cloud infrastructure providers, and authentication services. While this Privacy Policy explains how Fazl APP handles information shared with or received from such providers, the independent privacy practices of those third parties remain subject to their respective privacy policies and legal obligations.

This Privacy Policy does not apply to websites, mobile applications, products, or services operated by third parties that are merely linked to or integrated with the Platform. Users who access third-party services through links or integrations provided by Fazl APP should review the privacy policies of those third parties before providing personal information or using their services.

The Policy also does not govern information processed by independent businesses regarding their own customers outside the operation of the Platform. Once a customer and business establish a direct commercial relationship beyond the Platform, the business may become independently responsible for complying with applicable privacy and data protection laws regarding the information it collects directly from the customer.

Where local laws impose additional privacy obligations or provide users with enhanced rights concerning the collection, processing, storage, transfer, or deletion of personal information, Fazl APP will comply with such legal requirements to the extent applicable to the relevant users and jurisdictions.

This Privacy Policy remains applicable throughout the duration of a user's relationship with Fazl APP and, where appropriate, continues to apply after an account has been suspended, closed, or terminated with respect to information that Fazl APP is legally entitled or required to retain for legitimate business, legal, regulatory, security, fraud prevention, dispute resolution, accounting, or compliance purposes.

3. Definitions

For the purposes of this Privacy Policy, the following terms shall have the meanings assigned to them below unless the context expressly requires otherwise. These definitions are intended to promote clarity and consistency throughout this Privacy Policy and should be interpreted together with any definitions contained in the Terms and Conditions where applicable.

"Fazl APP," "Company," "we," "our," and "us"
mean Fazl APP, together with its parent entities, subsidiaries, affiliates, successors, assigns, contractors, service providers, employees, officers, directors, agents, and any legal entity responsible for operating, maintaining, managing, or supporting the Platform.
"Platform"
means the Fazl APP mobile applications, websites, web portals, business dashboards, administrative interfaces, application programming interfaces (APIs), communication systems, software, digital infrastructure, and all associated products, technologies, and services operated or made available by Fazl APP.
"User"
means any individual or legal entity that accesses, visits, registers for, browses, communicates through, advertises on, purchases from, sells through, or otherwise interacts with the Platform, whether or not such individual creates a registered account.
"Customer"
means any User who utilizes the Platform to discover businesses, submit marketplace requests, purchase products, book services, hire professionals, communicate with businesses, or otherwise obtain goods or services through the Platform.
"Business"
means any merchant, retailer, manufacturer, supplier, wholesaler, service provider, freelancer, contractor, consultant, professional, property owner, employer, organization, company, or other commercial entity that uses the Platform to offer products, services, employment opportunities, property, or other commercial offerings.
"Personal Information," "Personal Data," or "Information"
means any information that identifies, relates to, describes, can reasonably be associated with, or could directly or indirectly identify an individual. Depending upon applicable law, Personal Information may include names, contact details, identification numbers, photographs, payment information, location information, device identifiers, online identifiers, communications, transaction history, verification documents, and other information described in this Privacy Policy.
"Processing"
means any operation or set of operations performed on Personal Information, whether by automated or manual means, including collecting, recording, organizing, structuring, storing, adapting, modifying, retrieving, consulting, using, disclosing, transmitting, sharing, combining, restricting, anonymizing, deleting, destroying, or otherwise handling such information.
"Service Provider"
means any third party engaged by Fazl APP to provide services on behalf of the Company, including cloud hosting providers, payment processors, analytics providers, customer support providers, verification partners, communication service providers, fraud prevention providers, cybersecurity vendors, logistics integrations, and similar operational partners.
"Third Party"
means any individual, organization, governmental authority, company, or entity other than Fazl APP, the User, or a Service Provider acting directly on behalf of Fazl APP.
"Applicable Law"
means all applicable privacy laws, consumer protection laws, electronic transaction laws, data protection regulations, cybersecurity legislation, court orders, governmental directives, industry standards, and legally binding regulatory requirements applicable to the collection, processing, storage, disclosure, transfer, or protection of Personal Information.
"Cookies"
include cookies, pixels, software development kits (SDKs), web beacons, local storage technologies, device identifiers, and similar technologies that collect or store information when users interact with the Platform.
"Account"
means a registered user profile created within the Platform that enables access to one or more Platform services, features, subscriptions, communications, or business functions.
"Content"
means any information, listings, reviews, ratings, comments, messages, images, videos, audio recordings, documents, advertisements, business profiles, customer requests, product information, service descriptions, promotional material, or other digital content made available through the Platform.

Unless the context clearly requires otherwise, words used in the singular include the plural, words in the plural include the singular, references to one gender include all genders, and references to persons include natural persons, partnerships, corporations, governmental bodies, and other legal entities.

The headings used within this Privacy Policy are included solely for convenience of reference and shall not affect the interpretation or legal meaning of any provision contained herein.

4. Acceptance of this Privacy Policy

By accessing, downloading, installing, registering for, browsing, or otherwise using the Platform, each User acknowledges that they have carefully read, understood, and agreed to the collection, use, disclosure, storage, retention, transfer, and other processing of their Personal Information as described in this Privacy Policy.

Where registration or account creation is required, users may be asked to indicate their acceptance by clicking an "Accept," "Agree," "Continue," "Register," or similarly designated button or by completing another electronic confirmation process made available through the Platform. Such electronic acceptance shall have the same legal force and effect as a handwritten signature to the fullest extent permitted by applicable law.

Users further acknowledge that certain categories of Personal Information may be necessary for Fazl APP to provide requested services, verify identities, facilitate commercial transactions, maintain Platform security, comply with legal obligations, prevent fraud, investigate complaints, or otherwise operate the Platform effectively. Where users choose not to provide information that is reasonably necessary for these purposes, certain Platform features or services may become unavailable, restricted, or incapable of functioning as intended.

Where the User provides Personal Information relating to another individual, including employees, representatives, family members, customers, business partners, or other third parties, the User represents and warrants that they possess all necessary authority, permissions, legal rights, or lawful bases required to disclose such information to Fazl APP for the purposes described in this Privacy Policy.

Businesses using the Platform acknowledge that they may independently collect and process Personal Information relating to their own customers, employees, contractors, suppliers, or other individuals. Such processing remains the independent responsibility of the relevant Business except where Fazl APP expressly acts as a data processor or otherwise assumes specific legal responsibilities under a separate written agreement.

Users understand that the continued use of the Platform after any revision, amendment, or update to this Privacy Policy constitutes acceptance of the revised Policy unless applicable law requires separate or additional consent. Where legally required, Fazl APP will obtain appropriate consent before processing Personal Information for new purposes requiring such consent.

Nothing contained within this Privacy Policy shall be interpreted as limiting any rights granted to users under applicable privacy legislation regarding consent, withdrawal of consent, access to Personal Information, correction of inaccurate information, deletion requests, objections to processing, data portability, or other statutory privacy rights.

If a User does not agree with this Privacy Policy or any future amendments, the User must immediately discontinue use of the Platform and, where applicable, request the closure of their account in accordance with the procedures made available by Fazl APP. Continued use of the Platform following the effective date of this Privacy Policy signifies the User's ongoing acknowledgement and acceptance of its terms.

5. Changes to this Privacy Policy

Fazl APP continually develops its Platform, introduces new technologies, expands its services, integrates with additional business partners, and adapts its operations to comply with evolving legal, regulatory, and industry requirements. As a result, this Privacy Policy may be amended, updated, supplemented, or replaced from time to time to accurately reflect our current information handling practices.

The Company reserves the right to modify any provision of this Privacy Policy at its sole discretion, provided that such modifications are made in accordance with applicable law. Changes may become necessary for numerous reasons, including but not limited to the introduction of new Platform features, improvements to existing services, implementation of enhanced security measures, changes in business operations, technological developments, modifications to applicable laws or regulations, judicial decisions, regulatory guidance, industry standards, or changes in the manner in which Personal Information is collected, processed, stored, transferred, or protected.

Where material changes are made to this Privacy Policy, Fazl APP may notify users through one or more communication channels, including in-app notifications, website announcements, account dashboards, email communications, push notifications, SMS notifications, or any other reasonable method of communication available to the Company. The method of notification may vary depending upon the nature of the change, applicable legal requirements, the services affected, and the user's communication preferences.

Minor revisions, editorial corrections, formatting updates, clarification of existing provisions, or administrative modifications that do not materially affect users' privacy rights may become effective immediately upon publication without separate notice unless otherwise required by applicable law.

Where applicable privacy legislation requires user consent before implementing specific changes affecting the processing of Personal Information, Fazl APP shall obtain such consent through appropriate mechanisms before commencing the relevant processing activities. Nothing contained within this Privacy Policy shall be interpreted as permitting the Company to process Personal Information in a manner that would require consent under applicable law without first obtaining such consent.

Users are encouraged to review this Privacy Policy periodically to remain informed regarding how their Personal Information is collected, used, shared, retained, protected, and otherwise processed. The latest version of this Privacy Policy shall always be made available through the Platform together with its effective date or revision date where appropriate.

Unless otherwise required by applicable law, a user's continued access to or use of the Platform following the effective date of an updated Privacy Policy shall constitute acknowledgement of the revised Policy. However, where mandatory legal requirements provide users with the right to object, withdraw consent, or terminate their relationship with the Platform following particular amendments, Fazl APP will respect and facilitate such rights in accordance with applicable legislation.

Historical versions of this Privacy Policy may be retained by Fazl APP for legal, regulatory, audit, compliance, recordkeeping, dispute resolution, or business continuity purposes. The retention of previous versions shall not create any obligation upon the Company to continue applying outdated privacy practices once a revised Privacy Policy becomes effective.

6. Eligibility and Children's Privacy

The Platform is intended for use by individuals and organizations that possess the legal capacity to enter into binding agreements under the laws applicable within their jurisdiction. By accessing or using the Platform, users represent and warrant that they satisfy the legal age requirements established by applicable law and possess the legal authority necessary to provide Personal Information and utilize the services offered through the Platform.

Fazl APP does not knowingly collect Personal Information directly from children where such collection is prohibited by applicable law. If the minimum age for independent use of digital services differs according to the jurisdiction in which a user resides, the applicable legal age established under that jurisdiction shall govern the user's eligibility to create an account or independently use the Platform.

Where a child is permitted to use certain Platform features only with the authorization, supervision, or consent of a parent or legal guardian under applicable law, the parent or guardian assumes responsibility for supervising the child's use of the Platform, reviewing the information submitted, ensuring compliance with this Privacy Policy, and exercising any applicable privacy rights on behalf of the child where legally permitted.

If Fazl APP becomes aware that Personal Information has been collected from a child in violation of applicable law or without any legally required parental authorization, the Company may take appropriate action to investigate the matter. Such action may include requesting additional age verification, obtaining parental consent where legally permissible, restricting access to certain Platform features, deleting the relevant Personal Information, suspending or terminating the associated account, or implementing any other measures reasonably necessary to comply with applicable legal obligations.

Parents and legal guardians who believe that a child has provided Personal Information to Fazl APP without appropriate authorization are encouraged to contact the Company using the official communication channels described in this Privacy Policy. Upon receiving a legitimate request and after taking reasonable steps to verify the identity and authority of the requesting individual, Fazl APP will investigate the matter and take appropriate action consistent with applicable privacy legislation.

Businesses using the Platform shall not knowingly collect, request, process, disclose, or otherwise misuse Personal Information relating to children in a manner that violates applicable privacy, consumer protection, education, employment, or child protection laws. Businesses remain independently responsible for ensuring that their own products, services, advertisements, communications, promotions, and commercial activities comply with all legal requirements relating to minors.

Nothing contained within this Section shall prevent Fazl APP from collecting, retaining, or disclosing limited information where such processing is required to comply with applicable law, protect the safety of a child or another individual, investigate suspected unlawful activity, respond to lawful requests from competent authorities, establish or defend legal claims, or fulfill any other legal obligation imposed upon the Company.

Where future Platform services are specifically designed for educational institutions, youth organizations, family services, or other activities involving minors, Fazl APP may publish supplementary privacy notices, parental consent mechanisms, or additional child protection measures applicable to those particular services.

The protection of children's privacy is an important component of Fazl APP's commitment to responsible data handling. The Company will continue to evaluate its policies, technologies, verification procedures, and operational practices to ensure that Personal Information relating to children receives appropriate protection consistent with evolving legal standards and industry best practices.

Part II

Information We Collect

7. Information You Provide Directly

Fazl APP collects Personal Information that users voluntarily provide when interacting with the Platform. The information collected depends upon the services used, the type of account created, the features accessed, the user's role within the Platform, and the nature of the interaction with Fazl APP. Information is collected only where it is reasonably necessary to provide requested services, operate the Platform, improve user experience, maintain security, comply with applicable legal obligations, prevent fraud, resolve disputes, and support the legitimate operation of our marketplace ecosystem.

Users may provide Personal Information at various stages of their relationship with Fazl APP, including when creating an account, completing a business profile, submitting customer requests, publishing listings, responding to marketplace opportunities, communicating with other users, contacting customer support, participating in promotional campaigns, subscribing to premium services, completing verification procedures, making payments, applying for employment opportunities, or otherwise interacting with the Platform.

Depending upon the relevant service, users may voluntarily provide information including their full name, business name, username, email address, telephone number, date of birth where legally required, profile photograph, business logo, postal address, service locations, preferred language, professional qualifications, educational background, licensing information, tax registration details, payment preferences, billing information, product information, service descriptions, portfolio materials, pricing information, business hours, operating locations, social media links, website addresses, marketing preferences, communication preferences, and other information necessary for the operation of the Platform.

Customers may also provide detailed information regarding products or services they wish to obtain through the reverse marketplace system. Such information may include descriptions of requested products or services, budgets, preferred completion dates, delivery requirements, photographs, supporting documents, property information, project specifications, appointment availability, preferred communication methods, and any additional information voluntarily supplied to facilitate communication with businesses.

Businesses may voluntarily submit extensive commercial information for the purpose of establishing their digital presence on the Platform. This may include company registration details, product catalogues, service categories, certifications, licenses, insurance information, promotional content, images, videos, pricing information, inventory availability, delivery areas, warranty policies, refund policies, customer service information, and other information necessary to operate their business through the Platform.

Users remain solely responsible for ensuring that all Personal Information and other content voluntarily submitted to Fazl APP is accurate, complete, current, and lawful. The submission of false, misleading, incomplete, fraudulent, or unauthorized information may impair the proper functioning of the Platform, delay verification processes, interfere with commercial transactions, expose other users to unnecessary risks, or result in suspension or termination of Platform access in accordance with our Terms and Conditions.

Where users voluntarily provide information relating to another individual, including employees, representatives, customers, contractors, suppliers, family members, or other third parties, users represent and warrant that they possess the legal authority, consent, or other lawful basis necessary to disclose such information to Fazl APP for the purposes described in this Privacy Policy.

Certain categories of Personal Information requested by Fazl APP may be optional, while others may be mandatory for the provision of particular Platform services. Where mandatory information is not provided, Fazl APP may be unable to create an account, verify a business, process a transaction, facilitate communication, complete a payment, provide customer support, or otherwise deliver the requested services.

Fazl APP encourages users to avoid submitting unnecessary sensitive information unless specifically requested or legally required. Where the Platform permits users to upload documents, images, or other files, users should review such materials carefully to ensure that they do not inadvertently disclose confidential or unnecessary Personal Information.

The Company may periodically request updated information to ensure that user records remain accurate and current. Users agree to promptly update their Personal Information whenever material changes occur, including changes to contact details, business ownership, legal status, addresses, licenses, payment information, or other information relevant to the operation of the Platform.

8. Account Registration Information

In order to access certain features of the Platform, users may be required to create a registered account. During the registration process, Fazl APP collects information necessary to establish, administer, secure, and maintain user accounts while ensuring compliance with applicable legal, regulatory, operational, and security requirements.

The information collected during account registration may include the user's full name, business name where applicable, email address, mobile telephone number, username, password, account type, preferred language, geographical location, business category, service areas, profile image, and other information reasonably required to establish and manage the user's account.

Users registering as businesses, service providers, merchants, property owners, employers, delivery partners, or other commercial entities may be required to provide additional registration information depending upon the services selected. Such information may include legal entity names, business registration numbers, tax identification numbers, licensing information, business addresses, ownership details, authorized representatives, regulatory approvals, professional certifications, insurance information, banking details for approved services, and other documentation reasonably necessary for business verification and compliance.

Fazl APP may also collect information relating to account preferences and configuration settings, including notification preferences, communication preferences, privacy settings, language selections, marketing preferences, preferred categories, geographical service areas, account security options, authentication settings, and other administrative information that enables users to customize their Platform experience.

To enhance account security, Fazl APP may collect information relating to password creation, multi-factor authentication preferences, authentication tokens, login verification methods, recovery contact information, security questions where applicable, trusted devices, and other information necessary to protect user accounts from unauthorized access.

Users are responsible for ensuring that all registration information remains accurate throughout the duration of their relationship with the Platform. Where material changes occur, including changes in ownership, legal status, contact information, licensing, verification documents, or authorized representatives, users agree to update their account information without unreasonable delay.

The creation of multiple accounts for deceptive, fraudulent, abusive, or policy-avoidance purposes is prohibited unless expressly authorized by Fazl APP. The Company reserves the right to merge, suspend, restrict, or terminate duplicate or unauthorized accounts where such action is reasonably necessary to protect the Platform, prevent fraud, maintain accurate records, or enforce these Privacy Policy and Terms and Conditions.

Registration information may be verified using automated technologies, third-party verification providers, confirmation emails, one-time passwords, identity verification systems, business registry databases, telephone verification, document verification procedures, or other commercially reasonable methods intended to improve Platform security and reduce fraudulent account creation.

The information collected during registration forms the foundation of the user's relationship with Fazl APP and enables the Company to provide secure access to Platform services, facilitate commercial interactions, maintain user preferences, deliver customer support, comply with legal obligations, investigate security incidents, and operate the Platform efficiently throughout the lifecycle of the user's account.

9. Business Verification Information

To promote trust, transparency, marketplace integrity, fraud prevention, regulatory compliance, and the overall security of the Platform, Fazl APP may require businesses, merchants, retailers, manufacturers, service providers, contractors, freelancers, delivery partners, property owners, employers, advertisers, and other commercial users to complete one or more verification procedures before gaining access to certain Platform features or services.

The information collected during business verification may vary depending upon the user's business category, geographical location, applicable legal requirements, the services offered, the level of Platform access requested, and the risk profile associated with the relevant business activities.

Businesses may be required to provide information including, but not limited to, their legal business name, trading name, business registration number, company incorporation documents, tax registration details, value-added tax (VAT) or goods and services tax (GST) registration where applicable, business licenses, professional certifications, regulatory approvals, permits, insurance information, business addresses, operating locations, contact information, authorized representatives, ownership details, shareholder information where legally required, banking information for approved financial services, and any additional documentation reasonably necessary to establish the legitimacy of the business.

Depending upon the nature of the products or services offered, Fazl APP may request additional industry-specific documentation. Such documentation may include healthcare licenses, construction permits, transportation authorizations, educational certifications, food safety registrations, import or export approvals, environmental compliance certificates, real estate licenses, employment registrations, or any other documents necessary to demonstrate compliance with applicable legal or regulatory requirements.

Where a business operates through multiple branches, franchises, subsidiaries, or affiliated entities, Fazl APP may request information relating to each relevant operating location to ensure that Platform records accurately reflect the business structure and service coverage represented to customers.

The Company may periodically request updated verification information where licenses expire, business ownership changes, regulatory approvals are renewed, addresses are modified, legal entities are reorganized, or other material changes occur that may affect the accuracy or validity of previously submitted information.

Verification information may be reviewed manually by authorized personnel, verified using automated technologies, cross-checked against publicly available business registries, validated through government databases where legally permissible, or confirmed through trusted third-party verification providers engaged by Fazl APP.

The successful completion of business verification does not constitute an endorsement, certification, accreditation, recommendation, guarantee, warranty, or representation by Fazl APP regarding the quality, reliability, financial stability, legal compliance, operational capability, future conduct, or commercial performance of the relevant business. Verification indicates only that the business has satisfied the verification procedures established by Fazl APP at the relevant time based upon the information available during the review process.

Businesses acknowledge that Fazl APP may retain verification records, audit logs, review notes, verification decisions, correspondence, supporting documentation, and related compliance information for reasonable periods necessary to comply with legal obligations, respond to regulatory requests, resolve disputes, investigate fraud, enforce contractual rights, maintain Platform security, or support future verification activities.

Where verification cannot be completed due to incomplete documentation, inconsistent information, suspected fraud, expired licenses, regulatory restrictions, or other legitimate concerns, Fazl APP may decline, suspend, postpone, or revoke verification status without affecting any other legal rights available to the Company under applicable law or the Terms and Conditions.

10. Identity Verification Documents

In certain circumstances, Fazl APP may require individual users, business representatives, delivery partners, administrators, advertisers, property owners, employers, employees, or other authorized persons to complete identity verification procedures before accessing particular Platform features or completing specific transactions.

Identity verification helps protect users against fraud, impersonation, unauthorized account creation, payment abuse, money laundering, identity theft, marketplace manipulation, and other unlawful or high-risk activities that may compromise the security and integrity of the Platform.

Depending upon the applicable verification requirements, users may be requested to provide government-issued identification documents such as passports, national identity cards, driver's licenses, residence permits, voter identification cards, tax identification documents, work permits, or other officially recognized forms of identification permitted under applicable law.

Where legally permissible and operationally necessary, Fazl APP may also request supporting documentation including utility bills, bank statements, proof of address, business authorization letters, employment verification documents, professional licenses, immigration documentation, tax certificates, photographs, or other documents reasonably necessary to verify identity, residency, legal authority, or eligibility to use particular Platform services.

The Company may utilize document authentication technologies, facial verification systems, liveness detection technologies, optical character recognition, biometric comparison technologies where legally permitted, manual document review procedures, trusted identity verification providers, or other commercially reasonable methods to verify the authenticity and accuracy of submitted identity information.

Identity verification documents are collected solely for legitimate purposes including user authentication, fraud prevention, regulatory compliance, payment security, dispute resolution, legal reporting obligations, account recovery, enforcement of Platform policies, and the protection of users against unauthorized or unlawful activities.

Where biometric verification technologies are used, Fazl APP shall process biometric information only to the extent permitted by applicable law and only where such processing is reasonably necessary to complete the relevant verification process. Unless otherwise required by law, biometric information shall not be used for unrelated commercial purposes or retained longer than necessary for the purposes for which it was collected.

Users remain responsible for ensuring that all identification documents submitted to Fazl APP are authentic, valid, current, complete, and lawfully provided. The submission of forged, altered, expired, stolen, manipulated, misleading, or unauthorized identity documents may result in immediate suspension or termination of Platform access and may be reported to competent authorities where required or permitted by applicable law.

Identity verification information is treated as confidential and is subject to enhanced security measures designed to reduce unauthorized access, disclosure, alteration, misuse, or loss. Access to such information is limited to authorized personnel, approved verification providers, and other parties who require access for legitimate operational, legal, regulatory, security, or compliance purposes.

Where identity verification information is no longer required for the purposes for which it was collected, Fazl APP shall securely delete, anonymize, or otherwise dispose of such information in accordance with applicable legal retention requirements, internal data retention policies, and recognized information security practices.

11. Payment Information

Fazl APP may collect, receive, process, or facilitate the processing of payment-related information where users purchase subscriptions, promotional services, advertising packages, premium features, verification services, marketplace services, or any other paid products or services offered through the Platform. The categories of payment information collected depend upon the nature of the transaction, the selected payment method, the applicable payment service provider, and the legal or regulatory requirements governing the transaction.

Payment-related information may include the payer's name, billing address, billing email address, telephone number, payment method, transaction reference numbers, payment confirmations, invoice details, subscription information, billing history, currency preferences, tax-related information, refund records, promotional credits, discount codes, loyalty rewards, payment timestamps, and other information reasonably necessary to complete, verify, record, or administer a financial transaction.

Where payment card transactions are processed, users acknowledge that sensitive payment card information, including complete card numbers, card verification values (CVV), expiration dates, or other protected payment credentials, may be collected and processed directly by independent payment processors that comply with applicable payment security standards. Unless expressly stated otherwise, Fazl APP does not store complete payment card numbers or security codes on its own systems.

The Platform may integrate with banks, digital wallets, payment gateways, financial institutions, mobile payment providers, subscription management platforms, and other third-party payment service providers. Information shared with such providers shall be limited to the extent reasonably necessary to facilitate authorized transactions, verify payments, prevent fraud, resolve payment disputes, comply with financial regulations, or otherwise support the legitimate operation of payment services.

For businesses receiving payments through approved Platform services, Fazl APP may collect additional financial information, including bank account details, beneficiary names, account verification information, settlement preferences, payout schedules, tax identification information, withholding information where legally required, and other financial records necessary to process lawful payments.

Payment information may also be processed for accounting, auditing, financial reporting, tax compliance, subscription management, chargeback handling, fraud detection, risk management, debt recovery, legal compliance, dispute resolution, and customer support purposes. Such processing shall be conducted only to the extent reasonably necessary for legitimate business operations or as otherwise required by applicable law.

Users acknowledge that financial institutions and payment processors may independently collect additional information in accordance with their own privacy policies, contractual obligations, regulatory requirements, and payment security standards. Fazl APP is not responsible for the independent privacy practices of such organizations, although it seeks to engage reputable payment providers that maintain appropriate security and compliance standards.

The Company reserves the right to temporarily delay, suspend, review, or decline payments where unusual transaction patterns, suspected fraud, regulatory concerns, security risks, identity verification issues, sanctions screening requirements, or other legitimate risk indicators are identified. Such actions are intended to protect users, comply with applicable legal obligations, and maintain the integrity of the Platform's financial systems.

Payment records may be retained for periods necessary to satisfy accounting obligations, tax regulations, anti-money laundering requirements, fraud investigations, dispute resolution, contractual enforcement, audit requirements, legal proceedings, and other legitimate business or regulatory purposes. Upon expiration of the applicable retention period, payment-related information shall be securely deleted, anonymized, or otherwise disposed of in accordance with Fazl APP's internal data retention policies and applicable law.

12. Customer Requests and Marketplace Information

A core feature of the Platform is the ability for customers to submit marketplace requests seeking quotations, products, services, appointments, employment opportunities, rentals, repairs, professional assistance, property-related services, transportation, deliveries, and other commercial offerings from eligible businesses. To facilitate these services, Fazl APP collects and processes information voluntarily provided by customers as part of their marketplace requests.

Customer requests may include descriptions of desired products or services, technical specifications, project requirements, estimated budgets, preferred brands, preferred suppliers, service categories, delivery locations, appointment preferences, completion deadlines, geographical preferences, property details, images, videos, supporting documents, measurements, design references, voice recordings, and any other information voluntarily submitted by the customer to assist businesses in preparing quotations or responding to the request.

Where customers utilize the Platform's Reverse Marketplace Model, submitted request information may be shared with businesses that satisfy relevant search criteria, geographical requirements, verification standards, service categories, availability preferences, subscription eligibility, or other matching criteria established by the Platform. The purpose of such sharing is to enable qualified businesses to respond efficiently to legitimate customer requests.

Businesses responding to customer requests may submit quotations, pricing information, estimated completion times, product recommendations, service proposals, promotional offers, warranty information, supporting documents, availability schedules, business credentials, images, videos, or other information relevant to the requested transaction. Fazl APP may collect, store, and process such responses in order to facilitate communications, improve marketplace functionality, maintain transaction records, support dispute resolution, and enhance user experience.

The Platform may also record information relating to marketplace interactions, including the date and time requests are submitted, categories selected, businesses notified, quotations received, customer responses, accepted or declined proposals, communication histories, transaction status, cancellations, modifications, customer preferences, and other operational information reasonably necessary to administer the marketplace.

Information submitted through customer requests may be analyzed using automated technologies, recommendation systems, artificial intelligence tools, machine learning models, search algorithms, statistical analysis, or similar technologies to improve business matching, enhance search relevance, reduce duplicate requests, detect fraudulent activity, optimize Platform performance, personalize recommendations, and improve the efficiency of marketplace operations.

Users acknowledge that information voluntarily included within marketplace requests may become visible to eligible businesses participating in the relevant marketplace category in accordance with the privacy settings, visibility options, and operational rules applicable to the specific Platform feature being used. Customers are therefore encouraged to avoid including confidential, highly sensitive, or unnecessary Personal Information within request descriptions unless such information is reasonably required to obtain the requested products or services.

Marketplace information may also be retained for customer support, complaint handling, legal compliance, fraud prevention, transaction history, business analytics, service quality improvement, performance reporting, and dispute resolution purposes. Where possible and appropriate, Fazl APP may aggregate or anonymize marketplace data for research, statistical reporting, business intelligence, service optimization, product development, and other legitimate commercial purposes without identifying individual users.

The collection and processing of marketplace information are fundamental to the operation of the Platform and enable Fazl APP to provide its Reverse Marketplace Model, facilitate commercial interactions, improve matching accuracy, support communication between customers and businesses, maintain operational records, and deliver a secure, efficient, and transparent digital marketplace experience for all users.

13. Communications and Support Requests

Fazl APP collects and processes information exchanged through the Platform's communication features and customer support channels in order to facilitate commercial interactions, respond to user enquiries, investigate complaints, resolve disputes, improve customer service, maintain Platform security, comply with applicable legal obligations, and enhance the overall quality of our services.

Users may communicate through various channels provided or supported by the Platform, including in-app messaging, business enquiries, quotation requests, customer support tickets, email correspondence, live chat services, contact forms, telephone support where available, push notifications, system messages, feedback forms, surveys, social media interactions, and other communication methods that Fazl APP may introduce from time to time.

The information collected through these communications may include message content, attachments, images, videos, audio recordings, documents, invoices, receipts, screenshots, product photographs, technical information, complaint details, delivery updates, appointment confirmations, customer preferences, business responses, dispute-related information, and any additional information voluntarily provided by users during their interactions with the Platform or with other users.

Where users contact customer support, Fazl APP may collect additional information reasonably necessary to verify identity, investigate the reported issue, reproduce technical problems, resolve account concerns, process requests, provide assistance, improve service quality, monitor support performance, or comply with legal obligations. Such information may include account identifiers, device information, transaction references, verification details, previous communications, support history, and records relating to the relevant issue.

Customer support interactions may be documented, assigned reference numbers, categorized, prioritized, escalated, and retained within internal support management systems to ensure continuity of service, quality assurance, employee training, complaint resolution, operational reporting, legal compliance, and future reference where appropriate.

Telephone calls, voice communications, video support sessions, or similar interactions may be recorded or monitored where permitted by applicable law and where reasonably necessary for quality assurance, fraud prevention, dispute resolution, employee training, regulatory compliance, security monitoring, or verification purposes. Where legally required, users shall be notified before such recordings are made.

The Platform's messaging features are intended primarily to facilitate legitimate commercial communications between customers and businesses. While Fazl APP does not routinely monitor private communications, the Company reserves the right to review, preserve, restrict, disclose, or investigate communications where reasonably necessary to enforce these Privacy Policy and Terms and Conditions, investigate complaints, prevent fraud, respond to lawful requests from competent authorities, protect the safety of users, safeguard Platform security, or comply with applicable legal obligations.

Users remain solely responsible for the information they choose to communicate through the Platform. Users should avoid sharing unnecessary confidential information, financial credentials, passwords, government-issued identification numbers, payment card details, health records, or other highly sensitive information through ordinary messaging features unless specifically requested through secure and authorized verification processes established by Fazl APP.

Communication records may be retained for reasonable periods necessary to provide customer support, investigate disputes, detect fraudulent activity, improve Platform services, comply with legal obligations, establish or defend legal claims, enforce contractual rights, or satisfy regulatory and audit requirements. Upon expiration of the applicable retention period, communication records shall be securely deleted, anonymized, or otherwise disposed of in accordance with Fazl APP's internal data retention policies and applicable law.

14. User-Generated Content

The Platform enables users to create, upload, publish, submit, modify, share, and otherwise make available various forms of content that support commercial activities, business promotion, customer engagement, community participation, and marketplace functionality. Fazl APP collects and processes such User-Generated Content in order to operate the Platform, facilitate user interactions, improve marketplace services, enforce Platform policies, and provide a secure and transparent digital environment.

User-Generated Content may include business profiles, product listings, service descriptions, private listings, customer requests, reviews, ratings, comments, community feed posts, promotional materials, advertisements, images, videos, logos, audio recordings, documents, business portfolios, resumes, job postings, property listings, event announcements, educational content, responses to customer enquiries, quotations, proposals, marketing campaigns, and any other content voluntarily submitted through the Platform.

Users may also upload supporting materials including photographs of products, business premises, service results, identification documents submitted during verification, invoices, certificates, licenses, warranties, manuals, technical drawings, contracts, property images, promotional banners, business logos, profile pictures, and other files necessary for the operation of specific Platform features.

Fazl APP may process User-Generated Content for numerous legitimate purposes, including displaying content to other users, improving search functionality, enhancing recommendation systems, facilitating customer-business matching, verifying compliance with Platform policies, detecting prohibited content, preventing fraud, investigating complaints, responding to legal requests, generating analytics, improving artificial intelligence systems, maintaining Platform security, and supporting customer service operations.

Users acknowledge that content published through public or semi-public areas of the Platform may become visible to other users according to the visibility settings associated with the relevant Platform feature. Depending upon the applicable functionality, User-Generated Content may appear in business profiles, search results, category pages, promotional sections, community feeds, recommendation systems, quotation responses, marketplace requests, advertisements, or other areas of the Platform designed to facilitate commercial engagement.

Certain categories of User-Generated Content may be reviewed using automated moderation technologies, keyword detection systems, artificial intelligence tools, image recognition technologies, spam detection mechanisms, fraud prevention systems, manual moderation procedures, or combinations thereof. These processes are implemented to identify unlawful, harmful, misleading, fraudulent, abusive, infringing, or otherwise prohibited content and to protect the integrity of the Platform.

Users remain solely responsible for ensuring that all User-Generated Content submitted to the Platform is accurate, lawful, non-infringing, current, and consistent with the Platform's Terms and Conditions, Community Guidelines, intellectual property requirements, advertising standards, and applicable law. The submission of content that violates applicable legal requirements or Platform policies may result in moderation, removal, restricted visibility, account suspension, termination, or other enforcement actions as permitted by applicable law.

The Company may retain User-Generated Content, including deleted or modified content where appropriate, for reasonable periods necessary to comply with legal obligations, investigate disputes, respond to regulatory requests, enforce contractual rights, maintain audit records, detect fraud, preserve evidence, improve Platform services, or protect the legitimate interests of Fazl APP and its users. Where legally permissible and technically appropriate, certain content may be anonymized or aggregated for research, statistical reporting, product development, system testing, performance analysis, or other legitimate business purposes without identifying individual users.

Nothing contained within this Section grants Fazl APP ownership of User-Generated Content beyond the rights necessary to operate, maintain, improve, secure, and lawfully provide the Platform in accordance with the Terms and Conditions and any applicable content license granted by the user.

15. Device Information

To provide, maintain, optimize, secure, and improve the Platform, Fazl APP may automatically collect certain technical information relating to the devices, software, networks, and systems used to access our services. The collection of Device Information enables the Company to ensure reliable Platform performance, maintain cybersecurity, personalize user experiences, troubleshoot technical issues, detect fraudulent activity, improve compatibility across different devices, and comply with applicable legal and regulatory obligations.

Device Information may include the type of device used to access the Platform, device manufacturer, model number, hardware specifications, operating system name and version, browser type and version, application version, language preferences, regional settings, time zone, screen resolution, display settings, processor information, memory configuration, battery status where relevant to Platform functionality, available storage necessary for application performance, and other technical characteristics that facilitate the efficient operation of the Platform.

The Company may also collect network-related information including Internet Protocol (IP) addresses, internet service provider details, mobile network identifiers, connection type, Wi-Fi information, cellular network information, connection quality, bandwidth characteristics, domain names, routing information, and diagnostic information relating to the user's connection with the Platform.

Where technically available, Fazl APP may collect unique device identifiers, advertising identifiers, application instance identifiers, authentication tokens, browser identifiers, installation identifiers, software development kit (SDK) identifiers, push notification tokens, device fingerprints, or other identifiers reasonably necessary to distinguish one device from another for legitimate operational, security, fraud prevention, or service improvement purposes.

The Platform may automatically generate technical logs relating to user activity, including login attempts, logout events, authentication records, session duration, page visits, feature usage, application crashes, error reports, loading times, system performance metrics, transaction logs, notification delivery status, API requests, and other diagnostic information necessary to identify technical issues, improve service reliability, and maintain Platform stability.

Where users enable crash reporting or diagnostic features, the Company may receive information regarding software errors, system exceptions, performance bottlenecks, application failures, compatibility issues, memory usage, processor activity, operating environment details, and similar technical information that assists engineers in identifying and correcting software defects.

Device Information may also be used to recognize returning users, maintain user sessions, synchronize account settings across multiple devices, detect unauthorized account access, identify suspicious login patterns, implement adaptive authentication procedures, prevent account takeovers, and enhance the overall security of Platform operations.

The Company may combine Device Information with other categories of information collected under this Privacy Policy where such combination is reasonably necessary to provide requested services, investigate security incidents, personalize user experiences, improve search results, optimize recommendation systems, generate statistical reports, or comply with applicable legal obligations. Such combined information shall continue to receive the protections described throughout this Privacy Policy.

Users may have the ability to modify certain device permissions, application settings, browser configurations, operating system preferences, advertising identifier settings, or notification preferences that affect the collection of particular categories of Device Information. However, disabling certain permissions or technical features may reduce Platform functionality, prevent access to particular services, impair security mechanisms, or otherwise affect the user's experience.

Fazl APP retains Device Information only for so long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, maintain security records, investigate fraud, resolve disputes, improve Platform services, satisfy audit requirements, or protect the legitimate interests of the Company and its users.

16. Location Information

Many features of the Platform depend upon geographical information in order to connect customers with nearby businesses, identify available service providers, display location-based search results, estimate delivery areas, facilitate appointments, optimize business recommendations, improve marketplace matching, enable area broadcasting, support logistics operations, and provide other location-dependent services.

Accordingly, Fazl APP may collect, process, store, and use Location Information where users choose to enable location services, provide address information, conduct geographically relevant searches, request nearby businesses, submit customer requests, publish business listings, coordinate deliveries, or otherwise utilize location-based Platform features.

Location Information may include precise Global Positioning System (GPS) coordinates, approximate geographical location, postal addresses, business addresses, service coverage areas, delivery destinations, pickup locations, property locations, city, district, province, country, postal codes, geolocation derived from IP addresses, Wi-Fi access point information, Bluetooth signals where applicable, cellular network positioning, mapping information, route information, and other geographical identifiers reasonably necessary for Platform functionality.

Customers may voluntarily provide delivery addresses, appointment locations, project sites, installation addresses, property locations, or other geographical information necessary for businesses to prepare quotations, estimate transportation costs, perform requested services, or complete commercial transactions. Businesses may likewise provide business addresses, operating branches, service territories, showroom locations, warehouse locations, collection points, delivery zones, emergency service areas, or other geographical information relevant to their commercial operations.

Where users grant the necessary permissions through their device settings, Fazl APP may access real-time location information while the Platform is actively being used in order to improve search accuracy, identify nearby businesses, calculate estimated travel distances, optimize service recommendations, facilitate navigation, coordinate deliveries, or provide other requested location-based services.

Certain Platform features may require temporary access to precise location information in order to function properly. Users remain free to decline or withdraw location permissions through their device settings at any time. However, disabling location permissions may reduce the availability, accuracy, or effectiveness of certain Platform services, including nearby search results, business matching, area broadcasting, delivery coordination, emergency assistance features, or location-based recommendations.

Location Information may also be analyzed in aggregated or anonymized form to understand marketplace demand, identify geographical service trends, improve business distribution, optimize delivery networks, enhance Platform performance, develop new features, support business intelligence, generate statistical reports, and improve operational decision-making. Such aggregated analyses are designed to avoid identifying individual users wherever reasonably possible.

The Company may share relevant Location Information with businesses, delivery partners, mapping providers, logistics providers, payment processors, customer support personnel, fraud prevention providers, or other authorized service providers only to the extent reasonably necessary to facilitate requested services, complete authorized transactions, verify deliveries, investigate disputes, comply with legal obligations, or maintain Platform security.

Location Information may be retained for periods reasonably necessary to support completed transactions, maintain historical records, investigate fraud, resolve disputes, satisfy legal obligations, improve Platform services, generate operational analytics, or fulfill other legitimate business purposes described in this Privacy Policy. Where precise Location Information is no longer required, Fazl APP may securely delete, anonymize, aggregate, or otherwise de-identify such information in accordance with applicable legal requirements and the Company's internal data retention policies.

The Company remains committed to handling Location Information responsibly and implementing appropriate technical and organizational safeguards designed to protect geographical data against unauthorized access, misuse, disclosure, alteration, or loss while ensuring that location-based services continue to operate efficiently and securely for all users.

17. Cookies and Similar Technologies

Fazl APP uses cookies and similar technologies to enhance the functionality, security, performance, and usability of the Platform. These technologies enable the Company to recognize users and devices, maintain secure sessions, remember user preferences, improve navigation, personalize user experiences, measure Platform performance, support analytics, facilitate advertising services where applicable, detect fraudulent activity, and ensure the reliable operation of Platform features.

Cookies are small text files that are placed on a user's device when visiting the Platform through a web browser. Similar technologies may include web beacons, tracking pixels, local storage objects, software development kits (SDKs), application identifiers, browser storage technologies, embedded scripts, device identifiers, and other technologies capable of collecting, storing, or processing information relating to user interactions with the Platform.

The Company may utilize different categories of cookies depending upon their intended purpose. Strictly necessary cookies support essential Platform functionality, including account authentication, session management, security controls, fraud prevention, payment processing, navigation between secure pages, and the proper operation of core Platform services. Because these cookies are required for the functioning of the Platform, they generally cannot be disabled without affecting essential services.

Functional cookies enable the Platform to remember user preferences and personalize certain aspects of the user experience. Such preferences may include language selection, preferred business categories, search filters, display settings, geographical preferences, accessibility settings, notification preferences, saved login information where permitted, and other user-selected configurations that improve convenience during future visits.

Performance and analytics technologies help Fazl APP understand how users interact with the Platform. Information collected may include page visits, feature usage, navigation paths, session duration, search behavior, click patterns, loading times, error reports, application performance metrics, crash reports, and other statistical information that assists the Company in identifying technical issues, evaluating feature adoption, improving user experience, and enhancing Platform performance.

Advertising and marketing technologies may be used where applicable to measure the effectiveness of promotional campaigns, display relevant advertisements, manage sponsored content, limit repetitive advertising, evaluate campaign performance, and provide businesses with aggregated insights regarding the effectiveness of their promotional activities. Where applicable privacy laws require consent before such technologies are activated, Fazl APP shall obtain the necessary permissions through appropriate consent mechanisms before processing related information.

Certain cookies and similar technologies may remain active only for the duration of a user's browsing session, while others may continue to operate for longer periods in order to remember preferences, maintain account settings, improve recurring visits, or satisfy legitimate operational purposes. The retention period applicable to each category of cookie depends upon its intended function, technical requirements, and applicable legal obligations.

Users may control or manage cookie preferences through browser settings, device settings, cookie consent banners, operating system controls, or other preference management tools made available by the Platform. Users may choose to block, restrict, delete, or disable certain categories of cookies; however, doing so may affect the availability, security, functionality, or performance of particular Platform features.

The Company may also permit approved third-party service providers, including analytics providers, payment processors, content delivery networks, fraud prevention partners, advertising partners, customer support technologies, cloud service providers, or security vendors, to use cookies or similar technologies where reasonably necessary to provide services on behalf of Fazl APP. Such providers are contractually required to process information only for authorized purposes and in accordance with applicable legal and contractual obligations.

Fazl APP may publish a separate Cookie Policy providing additional information regarding the specific cookies, similar technologies, consent mechanisms, retention periods, third-party providers, and user choices applicable to the Platform. Where such a separate Cookie Policy exists, it shall supplement and form part of this Privacy Policy.

18. Automatically Collected Information

In addition to information voluntarily provided by users, Fazl APP automatically collects certain information generated through the ordinary operation of the Platform. The automatic collection of information enables the Company to operate Platform services efficiently, improve security, optimize performance, analyze usage patterns, detect fraud, personalize user experiences, comply with legal obligations, and maintain the reliability of its technological infrastructure.

Automatically Collected Information may include login timestamps, logout events, authentication records, browsing activity, feature usage, search history within the Platform, category selections, interaction with business profiles, clicks, navigation behavior, scroll activity, page response times, loading durations, application performance metrics, crash reports, referral sources, download history, update history, error diagnostics, and other technical information generated during Platform usage.

The Platform may automatically record information relating to customer requests, business responses, quotation activity, messaging frequency, review submissions, subscription usage, promotional campaign interactions, notification delivery, advertising engagement, payment events, verification activities, and other operational events necessary to administer Platform services and improve user experience.

Security-related information may also be collected automatically, including unsuccessful login attempts, password reset requests, authentication failures, unusual account activity, changes to account settings, device recognition events, access logs, session identifiers, IP address history, suspicious behavioral patterns, fraud detection indicators, security alerts, malware detection events, and cybersecurity monitoring information necessary to protect users and maintain Platform integrity.

The Company may utilize automated technologies, artificial intelligence systems, machine learning models, behavioral analytics, statistical analysis tools, recommendation engines, fraud detection systems, cybersecurity monitoring technologies, and similar automated processes to analyze Automatically Collected Information. These technologies assist in improving search accuracy, identifying suspicious activity, preventing abuse, optimizing Platform performance, enhancing business matching, detecting technical issues, and supporting operational decision-making.

Automatically Collected Information may also be combined with registration information, Device Information, Location Information, marketplace interactions, communication records, transaction histories, and other categories of information described in this Privacy Policy where such combination is reasonably necessary to provide requested services, improve Platform functionality, comply with legal obligations, or protect the legitimate interests of Fazl APP and its users.

Where possible, Fazl APP may aggregate, anonymize, pseudonymize, or otherwise de-identify Automatically Collected Information for statistical analysis, research, product development, system testing, artificial intelligence training, business intelligence, performance reporting, operational planning, market analysis, and other legitimate business purposes. Information that has been properly anonymized so that it can no longer reasonably identify an individual may be used without further notice to the extent permitted by applicable law.

Automatically Collected Information may be retained for varying periods depending upon its nature, operational value, security relevance, legal requirements, technical necessity, audit obligations, fraud prevention needs, dispute resolution requirements, and applicable retention policies established by Fazl APP. At the conclusion of the applicable retention period, such information shall be securely deleted, anonymized, aggregated, or otherwise disposed of using appropriate technical and organizational safeguards.

The automatic collection of operational information forms an essential component of the secure and efficient operation of the Platform and enables Fazl APP to continually improve its services while maintaining appropriate safeguards designed to protect user privacy, confidentiality, and information security in accordance with this Privacy Policy and applicable law.

Part III

How We Use Your Information

19. Providing Platform Services

Fazl APP processes Personal Information primarily to provide, operate, maintain, support, improve, and continuously develop the Platform and the wide range of digital services offered through it. The collection and use of Personal Information are fundamental to enabling users to access Platform features, interact with other users, complete commercial transactions, discover products and services, and benefit from the innovative marketplace solutions made available through Fazl APP.

Personal Information is used to create and manage user accounts, authenticate users, verify identities, establish business profiles, publish product and service listings, process customer requests, facilitate the Reverse Marketplace Model, match customers with suitable businesses, manage appointments, coordinate deliveries, process subscriptions, administer advertising services, enable messaging, support community features, and deliver other Platform functionalities requested by users.

Where customers submit requests seeking products or services, Fazl APP processes relevant information to identify businesses that satisfy the customer's selected categories, geographical preferences, service requirements, budget expectations, availability, verification status, subscription eligibility, and other matching criteria established by the Platform. This information enables businesses to prepare quotations, respond efficiently to customer enquiries, and participate in legitimate commercial opportunities.

Businesses rely upon the Platform to present their products, services, qualifications, pricing information, promotional campaigns, operating hours, service areas, customer reviews, and other commercial information to prospective customers. Fazl APP processes Personal Information to facilitate these interactions, improve business visibility, support commercial engagement, optimize search results, and provide businesses with effective digital marketplace tools.

The Company may also process Personal Information to deliver notifications, reminders, confirmations, verification requests, account alerts, appointment updates, delivery information, payment confirmations, subscription notices, promotional messages where permitted, and other communications reasonably necessary for the operation of Platform services.

Personal Information may be used to personalize the user experience by remembering preferences, presenting relevant search results, recommending businesses or services, displaying preferred categories, maintaining language settings, remembering saved searches, providing customized dashboards, and improving the overall usability of the Platform.

Fazl APP continually develops new technologies, products, features, integrations, and marketplace services. Accordingly, Personal Information may be processed for product development, feature testing, quality assurance, system optimization, user experience improvements, infrastructure planning, performance monitoring, and operational enhancements that support the continued evolution of the Platform.

The Company may combine different categories of information described throughout this Privacy Policy where such combination is reasonably necessary to provide requested services, improve operational efficiency, personalize Platform experiences, detect fraudulent activity, comply with legal obligations, or otherwise support the legitimate operation of the Platform.

Where possible, Fazl APP may utilize aggregated, anonymized, or pseudonymized information to evaluate Platform performance, understand marketplace trends, improve service quality, optimize business recommendations, enhance artificial intelligence systems, conduct statistical analysis, support strategic planning, or develop new products and services without identifying individual users.

The processing of Personal Information for the purposes described in this Section is carried out because such processing is necessary to fulfill the contractual relationship between Fazl APP and its users, respond to user requests, operate Platform services, protect legitimate business interests, comply with legal obligations, and deliver the digital marketplace experience expected by users.

20. Account Management

Fazl APP processes Personal Information to establish, administer, maintain, secure, update, and manage user accounts throughout the duration of each user's relationship with the Platform. Effective account management enables users to access Platform services securely, maintain accurate account information, customize preferences, and receive personalized services appropriate to their role within the marketplace.

Account management activities include creating user profiles, assigning account identifiers, authenticating login credentials, maintaining passwords and security settings, managing profile information, updating contact details, administering subscriptions, processing verification status, recording communication preferences, storing notification settings, maintaining transaction histories, and supporting other administrative functions necessary for efficient Platform operations.

The Company processes Personal Information to verify account ownership, prevent unauthorized access, detect suspicious login attempts, facilitate password recovery, implement multi-factor authentication where available, recognize trusted devices, identify unusual account activity, respond to security incidents, and protect users against fraud, impersonation, account takeovers, and other unauthorized activities.

Users may modify various account settings through the Platform, including profile information, privacy preferences, communication settings, notification preferences, language selections, preferred service categories, business operating details, delivery information, payment preferences, marketing choices, and other configurable options. Fazl APP processes such information to ensure that user-selected preferences are accurately reflected across relevant Platform services.

Businesses may update commercial information including operating hours, product catalogues, service offerings, pricing information, geographical service areas, contact details, business licenses, certifications, promotional materials, and verification documents. Fazl APP processes these updates to maintain accurate business records, improve customer experience, facilitate marketplace matching, and support the integrity of business listings.

The Company may also process Personal Information to manage account status, monitor subscription eligibility, administer premium services, process account upgrades or downgrades, enforce Platform policies, investigate suspected violations, respond to user enquiries, resolve account disputes, and maintain accurate administrative records relating to each registered account.

Where users request account closure, deactivation, suspension, or deletion, Fazl APP processes Personal Information to verify the request, protect against unauthorized account deletion, resolve pending transactions, satisfy outstanding contractual obligations, preserve information required by law, implement appropriate retention policies, and securely deactivate or remove the relevant account in accordance with this Privacy Policy and applicable legal requirements.

Account management also includes maintaining audit logs, access histories, account modification records, verification histories, security events, subscription changes, user permissions, administrative actions, and other operational records necessary to ensure Platform integrity, support customer service, facilitate regulatory compliance, investigate disputes, and establish evidence where required in legal or administrative proceedings.

The Company may periodically communicate with users regarding important account-related matters, including security notifications, password changes, verification updates, subscription renewals, policy revisions, service interruptions, maintenance notices, fraud alerts, legal notices, and other administrative communications necessary for the continued operation of the Platform. Such communications are considered an essential component of account management and may be delivered even where users have chosen to limit certain categories of optional marketing communications.

Fazl APP retains account management information only for so long as reasonably necessary to provide Platform services, maintain security, comply with legal obligations, resolve disputes, enforce contractual rights, support business continuity, satisfy audit requirements, and protect the legitimate interests of the Company and its users. Upon the expiration of applicable retention periods, Personal Information shall be securely deleted, anonymized, or otherwise disposed of using appropriate technical and organizational safeguards consistent with this Privacy Policy and applicable law.

21. Reverse Marketplace Matching

One of the core functions of the Fazl APP Platform is its Reverse Marketplace Model, through which customers describe the products or services they require and eligible businesses are provided with opportunities to respond. To operate this system effectively, Fazl APP processes Personal Information and marketplace data for the purpose of intelligently matching customer requests with relevant businesses, improving marketplace efficiency, reducing search time, and facilitating legitimate commercial interactions.

When a customer submits a request through the Platform, Fazl APP may analyze information including the selected category, requested product or service, location, preferred service area, delivery requirements, budget range, preferred completion timeline, business preferences, uploaded documents, technical specifications, project details, scheduling requirements, communication preferences, and other information voluntarily provided by the customer. This information enables the Platform to identify businesses that are most likely to satisfy the customer's requirements.

The Company may compare customer requests against information maintained within business profiles, including business categories, products, services offered, geographical coverage, operating hours, verification status, subscription level, response history, availability, professional qualifications, delivery capabilities, customer ratings, licensing information, inventory indicators where available, and other operational information maintained within the Platform.

To improve matching accuracy, Fazl APP may utilize automated technologies, search algorithms, artificial intelligence systems, machine learning models, recommendation engines, statistical analysis, relevance scoring, behavioral analytics, historical marketplace data, and other technological tools designed to identify suitable businesses for a particular request. These technologies assist in reducing irrelevant results, improving response quality, increasing marketplace efficiency, and enhancing the overall user experience.

The Company may also consider operational factors such as system performance, business responsiveness, previous transaction history, customer preferences, service availability, language preferences, promotional participation, platform activity, marketplace demand, regional coverage, and other objective factors reasonably related to the successful fulfillment of customer requests.

Where appropriate, customer request information may be shared with businesses that satisfy the applicable matching criteria in accordance with the visibility settings, privacy controls, and operational rules governing the relevant Platform feature. Information shared shall be limited to the extent reasonably necessary to enable businesses to understand the customer's request, prepare quotations, communicate with the customer, or otherwise participate in the marketplace.

The Reverse Marketplace Model is intended to increase commercial opportunities for businesses while simplifying the purchasing process for customers. However, Fazl APP does not guarantee that every customer request will receive business responses, that every business will be invited to participate in every request, or that the Platform will always identify every potentially suitable business for a particular transaction.

The Company continually evaluates and improves its matching technologies through ongoing analysis of marketplace performance, customer satisfaction, business engagement, service quality, response accuracy, and technological developments. Matching methodologies may therefore evolve over time without prior notice, provided that such improvements remain consistent with applicable law and this Privacy Policy.

Information processed for Reverse Marketplace Matching may also be used to identify duplicate requests, reduce fraudulent submissions, prevent marketplace abuse, improve category classification, optimize search performance, evaluate service demand, generate statistical reports, and support the continued development of Platform services.

Where reasonably possible, Fazl APP seeks to ensure that automated matching processes are supplemented by appropriate operational safeguards, quality assurance procedures, monitoring mechanisms, and periodic reviews intended to maintain fairness, accuracy, security, and marketplace integrity while protecting users' Personal Information.

22. Business Recommendations

Fazl APP processes Personal Information to generate business recommendations that assist customers in discovering relevant products, services, professionals, retailers, service providers, and commercial opportunities available through the Platform. The recommendation system is designed to improve user experience by presenting businesses that may be relevant to a customer's interests, geographical location, previous interactions, search activity, marketplace requests, and other legitimate usage patterns.

Recommendations may be generated using information including selected business categories, previous searches, viewed listings, completed transactions, favorite businesses, communication history, preferred locations, language preferences, service requirements, product interests, customer reviews, subscription preferences, and other information voluntarily provided or generated through ordinary Platform usage.

Businesses may likewise receive recommendations relating to customer requests, marketplace opportunities, promotional tools, subscription services, advertising options, analytics features, operational improvements, verification opportunities, or Platform features that may assist them in expanding their commercial activities through Fazl APP.

The Company may utilize recommendation engines, search algorithms, artificial intelligence technologies, machine learning models, predictive analytics, statistical analysis, behavioral analysis, trend identification, geographical relevance calculations, category relevance scoring, popularity indicators, seasonal demand analysis, and other technological processes designed to improve the quality and usefulness of recommendations presented through the Platform.

Recommendations may also take into consideration objective marketplace information such as business operating hours, service availability, delivery coverage, verification status, response times, customer ratings, completed transactions, category specialization, subscription participation, promotional campaigns, and other operational factors reasonably related to customer experience.

The recommendation process is intended to improve marketplace efficiency and facilitate informed commercial decision-making. However, recommendations should not be interpreted as endorsements, guarantees, certifications, warranties, or representations by Fazl APP regarding the quality, safety, legality, reliability, financial stability, or future performance of any business, product, or service appearing within recommendation results.

Users acknowledge that recommendation results may vary over time as business information changes, customer preferences evolve, new businesses join the Platform, marketplace demand fluctuates, technological improvements are implemented, promotional campaigns begin or end, verification status changes, or additional information becomes available to the recommendation system.

Where applicable law requires user consent before certain forms of personalization or profiling are performed, Fazl APP shall obtain the necessary permissions through appropriate consent mechanisms before processing Personal Information for such purposes. Users may also have the ability to modify personalization preferences, marketing settings, recommendation options, or related account configurations through available Platform settings where technically feasible.

The Company may analyze aggregated or anonymized recommendation data to evaluate search performance, improve recommendation quality, identify marketplace trends, optimize category organization, support business intelligence, develop new Platform features, improve artificial intelligence systems, and enhance overall marketplace efficiency without identifying individual users.

Fazl APP remains committed to continually improving its recommendation technologies while implementing reasonable technical and organizational safeguards intended to protect Personal Information, reduce bias, improve relevance, maintain transparency, and support fair commercial opportunities for businesses participating in the Platform.

23. Communications and Customer Support

Fazl APP processes Personal Information to communicate with users and to provide effective, timely, and professional customer support throughout the user's relationship with the Platform. Communication is an essential component of the services offered by Fazl APP and enables the Company to respond to enquiries, resolve technical issues, investigate complaints, facilitate commercial interactions, provide important account information, and ensure the efficient operation of the Platform.

The Company may use Personal Information to respond to customer enquiries, acknowledge support requests, investigate reported issues, provide technical assistance, resolve disputes, verify account ownership, process verification requests, respond to payment-related questions, assist with subscription management, facilitate business onboarding, provide product guidance, and address other matters relating to the operation of the Platform.

Communications may be delivered through various channels including in-application messages, email, SMS, telephone calls, push notifications, customer support portals, live chat services, chatbot systems, social media accounts officially operated by Fazl APP, or any other communication method selected by the user or reasonably necessary for the requested service.

Administrative communications may include account verification notices, password reset instructions, login alerts, subscription confirmations, payment receipts, billing reminders, service updates, maintenance notifications, changes to Platform features, legal notices, policy updates, security alerts, fraud warnings, dispute notifications, appointment reminders, delivery confirmations, quotation updates, and other operational messages necessary for the continued use of the Platform.

Where users voluntarily contact Fazl APP, the Company may retain communication records for quality assurance, employee training, complaint resolution, fraud prevention, legal compliance, dispute management, service improvement, and maintaining an accurate history of interactions. Such records may include correspondence, support tickets, attachments, call records where legally permitted, chat transcripts, technical logs, and related documentation.

Fazl APP may utilize automated customer support technologies, including artificial intelligence systems, virtual assistants, automated response tools, intelligent ticket routing, language translation technologies, and similar systems to improve response times, enhance service availability, prioritize urgent matters, and provide consistent support experiences. Where automated systems are used, users may have the opportunity to request assistance from a human representative where appropriate and reasonably available.

The Company may analyze customer support interactions to identify recurring technical issues, improve Platform usability, develop new features, enhance employee training, evaluate service quality, improve documentation, strengthen fraud prevention measures, and optimize operational processes. Wherever reasonably practicable, such analysis may utilize aggregated or anonymized information to reduce the identification of individual users.

Users acknowledge that communications necessary for account administration, security, legal compliance, or the provision of requested services are considered essential communications and may continue to be delivered even if the user has opted out of receiving optional marketing communications.

24. Marketing, Promotions, and Platform Updates

Fazl APP may process Personal Information to inform users about products, services, Platform features, promotional campaigns, business opportunities, educational content, seasonal offers, subscription plans, loyalty programs, referral initiatives, community announcements, surveys, events, and other information that may be relevant to their interests or use of the Platform.

Marketing communications may be sent through email, SMS, push notifications, in-app messages, website banners, social media channels, digital advertisements, newsletters, or other communication channels permitted under applicable law. The frequency and type of communications may vary depending upon user preferences, subscription status, geographical location, Platform activity, applicable legal requirements, and the categories of services utilized by the user.

The Company may personalize promotional content by considering information such as business categories, products viewed, services requested, geographical preferences, previous marketplace activity, completed transactions, language preferences, subscription history, customer interests, business verification status, and other information reasonably relevant to presenting useful and appropriate communications.

Businesses using the Platform may receive information relating to new advertising opportunities, enhanced visibility services, verification programs, subscription upgrades, analytics tools, promotional packages, educational resources, marketplace insights, regulatory updates, product improvements, or operational guidance intended to assist them in maximizing the value of their participation within the Platform.

Customers may receive information regarding newly available businesses, product launches, seasonal offers, recommended services, local promotions, community initiatives, educational materials, feature announcements, or other updates designed to improve their overall Platform experience and facilitate informed purchasing decisions.

Where applicable law requires prior consent before sending promotional communications, Fazl APP shall obtain such consent through appropriate mechanisms before delivering marketing materials. Users may withdraw consent, unsubscribe from promotional emails, disable marketing notifications, or otherwise modify their communication preferences at any time through the account settings provided by the Platform or by following the instructions included within the relevant communication.

The withdrawal of consent for marketing communications shall not affect the Company's ability to send administrative, legal, contractual, transactional, security-related, or service-related communications that are necessary for the operation of the Platform or the fulfillment of obligations arising from the user's relationship with Fazl APP.

The Company may evaluate the effectiveness of marketing campaigns by analyzing information including email delivery rates, message open rates, click-through rates, advertisement engagement, campaign participation, promotional redemption, subscription conversions, marketplace activity, and similar performance indicators. Such analysis assists Fazl APP in improving future communications, optimizing promotional strategies, measuring campaign performance, and ensuring that marketing materials remain relevant and useful to users.

Marketing information may also be processed in aggregated, anonymized, or statistical form to support business intelligence, market research, strategic planning, product development, advertising optimization, audience analysis, and operational decision-making. Wherever reasonably possible, such processing shall be conducted without identifying individual users.

Fazl APP remains committed to conducting its marketing activities responsibly, transparently, and in accordance with applicable privacy laws, electronic communication regulations, consumer protection legislation, and recognized industry best practices. The Company strives to ensure that promotional communications provide meaningful value to users while respecting their privacy choices and communication preferences.

25. Security, Fraud Prevention, and Risk Management

Protecting the security, confidentiality, integrity, and availability of the Platform and the information entrusted to Fazl APP is one of the Company's highest operational priorities. Accordingly, Fazl APP processes Personal Information for the purpose of maintaining cybersecurity, preventing fraud, detecting unauthorized activities, reducing operational risks, protecting users against malicious conduct, and preserving the integrity of the Platform and its marketplace ecosystem.

The Company may use Personal Information to authenticate users during registration and login, verify account ownership, implement identity verification procedures, detect suspicious account activity, recognize trusted devices, identify unusual login locations, monitor authentication failures, investigate repeated unsuccessful login attempts, prevent unauthorized account access, and strengthen overall account security.

Fazl APP may process Personal Information to identify, prevent, investigate, and respond to fraudulent transactions, fake business registrations, identity theft, payment fraud, account takeovers, phishing attempts, impersonation, marketplace manipulation, fake reviews, spam campaigns, unauthorized automation, malicious software, denial-of-service attacks, data scraping, intellectual property infringement, deceptive commercial practices, and other activities that may threaten the Platform or its users.

The Company may employ automated security technologies including intrusion detection systems, fraud detection algorithms, artificial intelligence systems, machine learning models, behavioral analytics, anomaly detection technologies, network monitoring tools, malware detection systems, device recognition technologies, authentication monitoring systems, threat intelligence services, and other commercially reasonable cybersecurity measures designed to identify and mitigate security risks.

Where suspicious or potentially unlawful activity is detected, Fazl APP may temporarily suspend accounts, restrict access to Platform features, delay transactions, request additional verification, preserve relevant records, conduct internal investigations, notify affected users, implement enhanced monitoring procedures, or take other reasonable actions necessary to protect the Platform and its community.

Personal Information may also be processed to investigate complaints relating to harassment, abusive conduct, prohibited content, intellectual property violations, contractual disputes, fraudulent listings, payment irregularities, misuse of Platform features, violations of community standards, or breaches of the Terms and Conditions. Such investigations may require the review of account information, communication records, transaction histories, uploaded content, technical logs, verification documents, and other relevant information reasonably necessary to determine the facts surrounding the reported incident.

To improve Platform security, Fazl APP may analyze historical security events, fraud patterns, attack methodologies, attempted policy circumvention, emerging cybersecurity threats, marketplace abuse trends, suspicious behavioral indicators, and technical vulnerabilities. Information used for these purposes may, where appropriate, be aggregated, pseudonymized, or anonymized to support security research, product improvements, and operational planning while reducing the identification of individual users.

The Company may share relevant information with trusted cybersecurity providers, fraud prevention partners, payment processors, verification providers, insurance providers, auditors, legal advisors, or competent governmental authorities where reasonably necessary to investigate security incidents, prevent financial crime, comply with legal obligations, protect legitimate interests, or enforce contractual rights.

Nothing contained in this Privacy Policy obligates Fazl APP to detect, prevent, investigate, or eliminate every instance of fraud, cyberattack, security incident, or unlawful conduct. While the Company continuously invests in appropriate technical and organizational safeguards, no online platform can guarantee absolute protection against every evolving cybersecurity threat or malicious activity.

The processing of Personal Information for security, fraud prevention, and risk management purposes is carried out because such processing is necessary to protect users, preserve marketplace integrity, comply with legal obligations, safeguard Company assets, defend legal rights, maintain operational continuity, and support the legitimate interests of Fazl APP and the wider Platform community.

27. Analytics, Research, and Service Improvement

Fazl APP continually evaluates and improves its Platform to provide users with reliable, innovative, secure, and efficient digital marketplace services. To support these objectives, the Company processes Personal Information for analytics, research, quality assurance, product development, operational optimization, business intelligence, statistical reporting, and continuous service improvement. These activities enable Fazl APP to understand how the Platform is used, identify opportunities for enhancement, improve user satisfaction, and ensure that Platform services continue to evolve in response to changing technological, commercial, and regulatory environments.

The Company may analyze information relating to user activity, marketplace interactions, search behavior, customer requests, business responses, quotation activity, communication patterns, subscription usage, feature adoption, advertising performance, transaction trends, customer feedback, review systems, technical diagnostics, and other operational information generated through ordinary use of the Platform. Such analysis assists Fazl APP in identifying user needs, measuring service performance, detecting operational inefficiencies, and prioritizing future product development initiatives.

Research activities may include evaluating the effectiveness of existing Platform features, measuring customer engagement, assessing business participation, monitoring marketplace growth, analyzing regional demand, identifying emerging product categories, understanding seasonal purchasing trends, evaluating service availability, improving business recommendations, and supporting strategic business planning. These activities contribute to the continued development of the Platform while enabling Fazl APP to make informed operational and commercial decisions.

The Company may also conduct surveys, questionnaires, interviews, feedback programs, usability studies, beta testing initiatives, customer satisfaction assessments, market research projects, and pilot programs. Participation in many research initiatives may be voluntary unless otherwise required for the operation of a specific Platform service. Information voluntarily provided during such activities may be combined with other information collected under this Privacy Policy where reasonably necessary to evaluate service quality, improve user experience, or develop new Platform capabilities.

To improve marketplace efficiency, Fazl APP may analyze patterns relating to customer demand, business availability, quotation success rates, response times, delivery performance, appointment scheduling, category popularity, pricing trends, customer satisfaction indicators, and other marketplace metrics. Such analysis assists the Company in optimizing search algorithms, refining business matching systems, improving category organization, enhancing recommendation engines, and identifying opportunities to strengthen marketplace performance.

Where reasonably possible, Fazl APP seeks to conduct research using aggregated, anonymized, or pseudonymized information that does not directly identify individual users. Statistical reports generated for internal planning, commercial analysis, performance measurement, investor reporting, academic collaboration, or industry benchmarking may similarly utilize de-identified information to reduce privacy risks while preserving analytical value.

Information processed for analytics and research purposes may also assist the Company in improving accessibility, strengthening cybersecurity, reducing fraud, optimizing infrastructure capacity, enhancing application performance, improving multilingual support, developing new mobile features, expanding geographical coverage, improving customer support resources, and evaluating compliance with internal quality standards.

The Company may engage trusted research partners, analytics providers, cloud service providers, academic institutions, consultants, auditors, or other specialized service providers to assist with legitimate research or analytical activities. Such providers shall be contractually required to protect Personal Information, maintain appropriate confidentiality safeguards, process information only for authorized purposes, and comply with applicable legal obligations.

Analytics and research activities may continue following the completion of individual transactions where the information remains necessary to evaluate long-term marketplace performance, measure service quality, identify operational trends, improve business processes, satisfy reporting obligations, or fulfill other legitimate business purposes described in this Privacy Policy.

Through responsible analytics and research, Fazl APP seeks to improve every aspect of the Platform, including customer experience, business participation, marketplace efficiency, security, operational reliability, technological innovation, and long-term service sustainability, while maintaining appropriate safeguards designed to protect Personal Information and respect applicable privacy rights.

28. Artificial Intelligence and Automated Processing

Fazl APP may utilize artificial intelligence ("AI"), machine learning technologies, automated decision-support systems, predictive analytics, natural language processing, computer vision, recommendation engines, fraud detection systems, automated moderation technologies, and other intelligent technologies to improve Platform functionality, enhance operational efficiency, strengthen security, and provide users with more accurate and responsive digital services.

Artificial intelligence technologies may be used to improve customer-business matching, organize marketplace requests, classify products and services, detect duplicate listings, recommend businesses, personalize search results, identify prohibited content, assist customer support operations, translate content, improve accessibility, analyze marketplace trends, optimize advertising performance, identify fraudulent behavior, monitor cybersecurity threats, and support other operational functions consistent with this Privacy Policy.

The Company may process Personal Information using automated systems to evaluate objective information such as category relevance, geographical proximity, business availability, historical response patterns, marketplace activity, technical indicators, user preferences, verification status, subscription eligibility, communication history, transaction records, and other information reasonably necessary to deliver requested Platform services or improve operational efficiency.

Automated technologies may assist in identifying suspicious account activity, unusual transaction behavior, fraudulent payment attempts, spam campaigns, fake reviews, policy violations, abusive communications, malware distribution, unauthorized automation, intellectual property concerns, security incidents, or other activities that may threaten the integrity or security of the Platform. Where significant risks are identified, automated systems may generate alerts, recommend protective measures, temporarily restrict certain activities, or refer matters for review by authorized personnel.

Fazl APP may also use artificial intelligence to improve customer support by assisting with enquiry classification, automated responses, multilingual translation, knowledge base recommendations, ticket prioritization, issue categorization, and workflow optimization. Such systems are intended to supplement, rather than entirely replace, appropriate human oversight in areas where human review remains necessary or legally required.

The Company continually evaluates the performance, accuracy, fairness, reliability, and effectiveness of its AI systems. Automated models may be periodically retrained, updated, refined, validated, audited, or replaced in response to changing marketplace conditions, technological improvements, regulatory developments, user feedback, security considerations, or operational requirements.

Where reasonably practicable, Fazl APP implements technical and organizational measures intended to reduce bias, improve transparency, strengthen accountability, protect Personal Information, monitor system performance, detect unintended outcomes, and ensure that automated technologies operate consistently with applicable legal obligations and recognized industry standards.

Where applicable privacy or consumer protection laws provide users with rights relating to automated decision-making, profiling, or similar processing activities, Fazl APP shall respect and facilitate such rights in accordance with applicable legislation. Users may, where legally available and technically appropriate, request additional information regarding certain automated processing activities, object to particular forms of processing, request human review of eligible decisions, or exercise other statutory rights recognized under applicable law.

Artificial intelligence systems may be trained or improved using aggregated, anonymized, pseudonymized, synthetic, or otherwise de-identified information wherever reasonably possible. Fazl APP seeks to minimize the use of directly identifiable Personal Information for AI development except where such processing is necessary, legally permitted, appropriately safeguarded, and consistent with the purposes described in this Privacy Policy.

The Company's use of artificial intelligence is intended to support innovation while preserving user trust, protecting privacy, maintaining security, improving operational efficiency, and ensuring that technological advancement remains consistent with the principles of fairness, transparency, accountability, and responsible data governance.

Part IV

How We Share Your Information

29. Sharing with Businesses and Service Providers

Fazl APP operates as a digital marketplace that facilitates commercial interactions between customers, businesses, service providers, professionals, property owners, delivery partners, employers, freelancers, and other authorized users. In order to provide the services requested by users and to enable the effective operation of the Platform, Fazl APP may share Personal Information with businesses and trusted service providers to the extent reasonably necessary for legitimate business, operational, contractual, legal, and security purposes.

Where a customer submits a request through the Reverse Marketplace Model or otherwise seeks products or services using the Platform, Fazl APP may share relevant information with businesses that satisfy the applicable matching criteria. Information shared may include the customer's request description, selected service category, preferred geographical area, appointment preferences, project specifications, uploaded images or supporting documents, budget information where voluntarily provided, preferred communication methods, and other information reasonably necessary to enable businesses to evaluate the request and prepare appropriate responses or quotations.

Similarly, businesses may share information with customers through the Platform, including business profiles, contact information, quotations, pricing, promotional offers, product catalogues, service descriptions, certifications, delivery information, warranty details, operating hours, customer support information, business credentials, and other commercial information intended to facilitate legitimate transactions.

The Company may also share Personal Information with third-party service providers that perform services on behalf of Fazl APP. Such providers may include cloud hosting providers, payment service providers, customer support vendors, analytics providers, cybersecurity companies, fraud prevention partners, verification providers, communication service providers, mapping providers, notification service providers, infrastructure providers, artificial intelligence technology providers, content delivery networks, document verification providers, customer relationship management providers, software vendors, auditors, legal advisors, consultants, and other organizations that assist in operating, maintaining, securing, improving, or supporting the Platform.

Service providers shall receive only the categories of Personal Information reasonably necessary to perform the services for which they have been engaged. Fazl APP seeks to ensure that such providers are contractually obligated to maintain appropriate confidentiality, implement suitable technical and organizational security measures, process Personal Information only in accordance with documented instructions, refrain from unauthorized disclosure or use, and comply with applicable legal and contractual obligations concerning data protection.

In certain circumstances, businesses may engage additional subcontractors, logistics providers, installation partners, customer support representatives, field technicians, or other authorized personnel to complete requested services. Where users choose to transact directly with a business, the subsequent handling of Personal Information by that independent business shall generally be governed by the business's own privacy practices, contractual obligations, and applicable legal requirements. Fazl APP encourages users to review the privacy practices of businesses with whom they choose to transact outside the scope of the Company's direct processing activities.

The Company may also share limited information between affiliated entities, subsidiaries, parent organizations, corporate successors, or companies under common ownership where such sharing is reasonably necessary for internal administration, technology infrastructure, customer support, legal compliance, financial reporting, risk management, cybersecurity, product development, or other legitimate business operations consistent with this Privacy Policy.

Where practical and appropriate, Fazl APP may utilize aggregated, anonymized, or pseudonymized information when working with service providers in order to reduce privacy risks while preserving the operational value of the information being processed. Information that has been effectively anonymized so that it no longer identifies individual users may be used for research, statistical analysis, product development, service optimization, business intelligence, or operational reporting to the extent permitted by applicable law.

The Company remains committed to carefully selecting reputable service providers and implementing contractual, technical, and organizational safeguards designed to ensure that Personal Information shared under this Section receives appropriate protection throughout its processing lifecycle. However, users acknowledge that independent businesses using the Platform remain responsible for their own lawful processing of Personal Information after it has been shared in connection with customer-requested commercial interactions.

30. Sharing with Payment Processors and Financial Institutions

Where users purchase subscriptions, premium services, advertising packages, verification services, promotional products, or other paid services through the Platform, Fazl APP may share relevant Personal Information with banks, payment processors, financial institutions, digital wallet providers, payment gateways, billing service providers, fraud prevention organizations, subscription management platforms, and other authorized financial service providers for the purpose of facilitating lawful financial transactions.

Information shared may include billing information, payer identification, transaction references, invoice details, payment amounts, subscription status, refund requests, chargeback information, account verification details, tax-related information, payment confirmation records, settlement instructions, payout details for eligible businesses, and other information reasonably necessary to process, authorize, verify, reconcile, or administer financial transactions requested by users.

Payment service providers may independently collect additional financial information required to complete transactions in accordance with their own legal obligations, payment security standards, contractual terms, and privacy policies. Such information may include payment card details, banking credentials, digital wallet authentication, anti-money laundering verification information, fraud screening data, or other financial information required by applicable payment regulations. Unless expressly stated otherwise, Fazl APP does not control the independent processing activities of these financial institutions and encourages users to review their applicable privacy policies.

The Company may share transaction information with fraud prevention partners, risk assessment providers, identity verification organizations, sanctions screening providers, financial compliance services, credit assessment providers where legally permissible, and similar organizations to prevent fraudulent transactions, detect unauthorized payment activity, comply with anti-money laundering requirements, identify suspicious financial behavior, protect users against payment fraud, and satisfy applicable financial regulations.

For businesses receiving payments through approved Platform services, Fazl APP may share necessary financial information with banking institutions, payment settlement providers, tax authorities where legally required, accounting systems, payout processors, escrow providers where applicable, or other authorized financial intermediaries to facilitate lawful payments, commissions, subscription settlements, refunds, adjustments, incentives, or other financial obligations arising from the operation of the Platform.

The Company may also disclose payment-related information where reasonably necessary to resolve billing disputes, investigate unauthorized transactions, respond to chargeback proceedings, comply with court orders, satisfy tax reporting obligations, support audits, establish contractual rights, recover outstanding debts, or otherwise protect the legitimate financial interests of Fazl APP or its users.

Financial information shared under this Section shall be limited to the extent reasonably necessary for the applicable payment activity and shall be protected through commercially reasonable administrative, contractual, technical, and organizational safeguards designed to reduce unauthorized access, disclosure, misuse, alteration, or loss. Fazl APP seeks to engage payment providers that maintain recognized payment security certifications, regulatory compliance standards, and appropriate information security controls.

Users acknowledge that financial institutions, payment processors, banks, and other regulated financial service providers may retain transaction records for periods required by applicable financial laws, taxation requirements, anti-money laundering regulations, accounting standards, audit obligations, or other legal requirements that may differ from Fazl APP's own retention periods.

Nothing contained within this Privacy Policy shall prevent Fazl APP from sharing payment-related information where such disclosure is required by applicable law, necessary to complete a transaction authorized by the user, protect against fraud or financial crime, comply with regulatory obligations, or enforce contractual rights relating to payments processed through the Platform.

31. Sharing with Government Authorities and Legal Compliance

Fazl APP may disclose Personal Information to governmental authorities, regulatory agencies, law enforcement bodies, judicial authorities, administrative tribunals, tax authorities, supervisory organizations, public agencies, or other competent authorities where such disclosure is required or permitted by applicable law or where the Company reasonably believes that disclosure is necessary to protect its legal rights, comply with legal obligations, safeguard users, or preserve the security and integrity of the Platform.

The Company may disclose Personal Information in response to valid court orders, subpoenas, search warrants, production orders, judicial directives, governmental investigations, administrative proceedings, arbitration requests, regulatory inspections, taxation inquiries, or other legally binding requests issued by authorities possessing appropriate legal jurisdiction.

Before responding to legal requests, Fazl APP may, where legally permissible and reasonably practicable, evaluate the validity, scope, proportionality, necessity, and legal basis supporting the request. Where appropriate, the Company may seek clarification, negotiate a narrower scope, request additional legal documentation, challenge requests believed to be legally deficient, or pursue other lawful measures intended to protect the privacy interests of its users.

Where permitted by applicable law and where doing so would not interfere with an ongoing investigation, compromise public safety, violate legal restrictions, or prejudice the rights of another party, Fazl APP may notify affected users that their Personal Information has been requested by a governmental authority. However, the Company reserves the right to withhold such notification where disclosure is prohibited by law or where immediate cooperation with competent authorities is legally required.

Personal Information may also be disclosed where reasonably necessary to investigate suspected criminal activity, prevent fraud, combat cybercrime, detect money laundering, enforce sanctions compliance, protect intellectual property rights, prevent terrorist financing, respond to public health emergencies, assist disaster response efforts, locate missing persons, or otherwise protect the life, health, safety, property, or other vital interests of users or third parties where legally authorized.

The Company may cooperate with domestic or international law enforcement agencies where such cooperation is consistent with applicable law, recognized international legal processes, mutual legal assistance mechanisms, or binding governmental obligations. Any such disclosures shall be limited to the extent reasonably necessary to satisfy the applicable legal requirements or investigative purposes.

Fazl APP may also disclose Personal Information to legal advisors, auditors, compliance consultants, forensic investigators, insurers, external accountants, regulatory experts, or other professional advisers where such disclosure is reasonably necessary to obtain legal advice, defend legal claims, conduct regulatory reviews, manage compliance obligations, investigate suspected misconduct, or protect the legitimate interests of the Company.

Records relating to legal requests, governmental disclosures, compliance activities, regulatory investigations, court proceedings, audit findings, or related matters may be retained by Fazl APP for periods reasonably necessary to satisfy applicable legal obligations, preserve evidence, respond to future proceedings, establish legal defenses, enforce contractual rights, or comply with statutory recordkeeping requirements.

Nothing contained within this Privacy Policy shall limit Fazl APP's ability to cooperate with competent authorities where such cooperation is required by applicable law or reasonably necessary to protect users, preserve Platform security, prevent unlawful conduct, or fulfill the Company's legal responsibilities.

32. Business Transfers, Mergers, and Corporate Transactions

As Fazl APP continues to develop its business operations, there may be circumstances in which the Company undergoes mergers, acquisitions, investments, corporate restructurings, joint ventures, strategic partnerships, financings, asset sales, business reorganizations, insolvency proceedings, management buyouts, or other corporate transactions. In connection with such events, Personal Information may be transferred, disclosed, reviewed, or otherwise processed where reasonably necessary to facilitate the proposed or completed transaction.

During the evaluation of a potential corporate transaction, Fazl APP may disclose limited categories of Personal Information to prospective purchasers, investors, lenders, financial institutions, legal advisers, auditors, consultants, valuation experts, due diligence providers, insurers, or other authorized professional advisers involved in the transaction. Such disclosures shall be subject to appropriate confidentiality obligations, contractual restrictions, and security measures intended to protect the confidentiality and integrity of Personal Information throughout the due diligence process.

Where a transaction is successfully completed, Personal Information may be transferred to the acquiring entity, successor organization, affiliated company, or other authorized recipient as part of the transferred business assets, provided that such transfer is consistent with applicable law and the receiving entity agrees to process Personal Information in accordance with applicable privacy obligations.

In the event of a merger, acquisition, corporate restructuring, or similar transaction resulting in a change of ownership or control of the Platform, Fazl APP may continue processing Personal Information as necessary to ensure uninterrupted Platform operations, maintain user accounts, honor existing contractual obligations, complete pending transactions, provide customer support, preserve transaction histories, and facilitate an orderly transition of services.

Where applicable law requires user notification or consent before Personal Information is transferred as part of a corporate transaction, Fazl APP shall provide such notice or obtain the necessary consent through appropriate legal mechanisms before completing the relevant transfer. Users shall retain any statutory privacy rights available under applicable law following the completion of the transaction.

Corporate transactions may also require the temporary sharing of technical documentation, audit records, financial information, compliance materials, cybersecurity assessments, operational reports, contractual documentation, customer analytics, marketplace statistics, business performance indicators, and other information reasonably necessary to evaluate the operational, financial, legal, or technical condition of the Platform. Wherever reasonably practicable, such information shall be aggregated, anonymized, or pseudonymized before disclosure where doing so remains compatible with the legitimate objectives of the transaction.

If Fazl APP ceases operations, enters liquidation, commences insolvency proceedings, or otherwise discontinues the Platform, the Company may transfer or dispose of Personal Information in accordance with applicable insolvency laws, contractual obligations, judicial orders, or other legal requirements governing the winding up of its business affairs. Any successor entity receiving Personal Information shall remain responsible for complying with applicable privacy legislation governing the continued processing of such information.

The Company remains committed to ensuring that any transfer of Personal Information arising from corporate transactions is conducted transparently, lawfully, securely, and in a manner that respects the legitimate privacy interests of users. Appropriate contractual, technical, and organizational safeguards shall be implemented to reduce risks associated with such transfers and to facilitate compliance with applicable data protection laws throughout the duration of the transaction process.

33. International Data Transfers

Fazl APP may collect, store, access, process, transfer, or otherwise handle Personal Information in multiple jurisdictions depending upon the location of its users, cloud infrastructure, service providers, business operations, technical support teams, affiliated entities, and other authorized processing activities necessary for the operation of the Platform. As a result, Personal Information may be transferred to, stored within, or accessed from countries or territories other than the country in which the information was originally collected.

International data transfers may occur where Fazl APP utilizes cloud hosting services, cybersecurity providers, customer support providers, payment processors, analytics services, communication platforms, identity verification providers, software vendors, content delivery networks, artificial intelligence providers, legal advisers, auditors, consultants, or other third-party service providers located in different jurisdictions. Such transfers are intended solely to support the lawful and efficient operation of the Platform and the services requested by users.

The level of legal protection applicable to Personal Information may differ between jurisdictions. Accordingly, where Personal Information is transferred across national borders, Fazl APP shall take commercially reasonable and legally appropriate measures designed to ensure that the transferred information continues to receive a level of protection consistent with applicable privacy legislation and this Privacy Policy.

Such safeguards may include entering into contractual data protection agreements, implementing standard contractual clauses where recognized by applicable law, conducting transfer risk assessments where appropriate, applying encryption during transmission and storage, restricting access to authorized personnel, implementing technical and organizational security measures, utilizing certified service providers, maintaining confidentiality obligations, adopting internal governance procedures, or relying upon other lawful transfer mechanisms recognized under applicable legal frameworks.

The Company seeks to engage service providers that maintain appropriate information security certifications, privacy compliance programs, internationally recognized security standards, and contractual commitments relating to the lawful processing and protection of Personal Information. However, users acknowledge that legal systems, governmental powers, regulatory frameworks, and judicial processes may vary between jurisdictions in which Personal Information is processed.

Where applicable law grants users specific rights relating to international data transfers, including the right to obtain information regarding transfer mechanisms or safeguards, Fazl APP shall facilitate the exercise of such rights in accordance with applicable legal requirements, subject to reasonable verification procedures and any lawful limitations recognized by applicable legislation.

International transfers may also occur where users voluntarily communicate with businesses, customers, suppliers, delivery partners, employers, freelancers, or other users located in different countries through the Platform. In such circumstances, the transfer of Personal Information forms part of the user-requested commercial interaction facilitated by Fazl APP.

The Company may periodically review international transfer arrangements to ensure continued compliance with evolving legal requirements, regulatory guidance, technological developments, industry standards, and operational best practices. Where changes become necessary to maintain lawful international data transfers, Fazl APP may update its internal procedures, contractual arrangements, technical safeguards, or this Privacy Policy accordingly.

Nothing contained within this Section guarantees that identical privacy laws apply in every jurisdiction where Personal Information may be processed. Rather, Fazl APP is committed to implementing reasonable safeguards designed to provide appropriate protection for Personal Information regardless of the location from which the Platform is accessed or the jurisdiction in which authorized processing activities occur.

Part V

Data Retention, Security, and Protection

35. Data Retention

Fazl APP retains Personal Information only for as long as is reasonably necessary to fulfill the purposes described in this Privacy Policy, provide requested Platform services, maintain user accounts, complete commercial transactions, comply with legal obligations, resolve disputes, enforce contractual rights, preserve business records, protect Platform security, and support the legitimate operational interests of the Company. The applicable retention period may vary depending upon the nature of the information, the purpose for which it was collected, applicable legal requirements, technical considerations, regulatory obligations, and the continuing necessity of the information for the operation of the Platform.

Different categories of Personal Information may be retained for different periods. Account registration information may be retained for the duration of the user's active relationship with the Platform and for an additional period following account closure where reasonably necessary to comply with legal obligations, investigate fraud, resolve disputes, preserve evidence, respond to regulatory inquiries, or prevent the immediate re-registration of accounts previously suspended for violations of the Platform's Terms and Conditions.

Transaction records, invoices, payment confirmations, subscription histories, billing information, commission records, tax documentation, financial reports, accounting records, refund information, chargeback documentation, and related financial information may be retained for periods required under applicable taxation laws, accounting standards, financial reporting obligations, audit requirements, anti-money laundering regulations, or other statutory recordkeeping obligations.

Communications exchanged through the Platform, including customer support correspondence, dispute resolution records, business communications, marketplace messages, complaint investigations, moderation records, verification activities, and related documentation, may be retained for periods reasonably necessary to improve customer service, investigate policy violations, resolve disputes, establish legal claims, support litigation, conduct audits, maintain Platform integrity, or satisfy legal obligations.

Technical logs, authentication records, device information, security monitoring data, fraud detection records, access histories, cybersecurity event logs, error reports, and diagnostic information may be retained for periods necessary to maintain Platform security, investigate suspicious activities, improve system reliability, respond to security incidents, evaluate operational performance, comply with regulatory requirements, or protect the legitimate interests of Fazl APP and its users.

Where users voluntarily publish content through business profiles, product listings, reviews, ratings, Community Feed posts, marketplace requests, promotional campaigns, private listings, or other Platform features, such content may remain available for the duration selected by the user, the applicable Platform feature, or the Company's operational policies. Following removal, certain archival copies, system backups, moderation records, legal records, or audit logs may continue to exist for limited periods where reasonably necessary to ensure business continuity, comply with legal obligations, or preserve evidence relating to previous Platform activities.

When Personal Information is no longer required for the purposes for which it was collected, Fazl APP shall take reasonable steps to securely delete, anonymize, aggregate, pseudonymize, archive, or otherwise dispose of the information using appropriate technical and organizational safeguards. The specific disposal method shall depend upon the nature of the information, applicable legal obligations, operational requirements, and available technological capabilities.

Users may request the deletion of certain Personal Information in accordance with applicable law and the rights described within this Privacy Policy. However, the Company may retain information where continued retention is necessary to comply with legal obligations, complete pending transactions, resolve disputes, establish legal claims, investigate fraud, enforce contractual rights, preserve evidence, maintain Platform security, protect other users, or satisfy other legitimate operational requirements recognized under applicable law.

The existence of backup systems, disaster recovery procedures, distributed storage environments, archival systems, security logs, and legal preservation requirements may result in limited copies of Personal Information remaining inaccessible for ordinary operational use following deletion requests. Such retained information shall remain subject to appropriate security safeguards and shall be securely deleted or overwritten in accordance with applicable backup rotation schedules, disaster recovery policies, legal obligations, and internal information governance procedures.

Fazl APP periodically reviews its data retention practices to ensure that retained Personal Information remains relevant, necessary, proportionate, and consistent with evolving legal requirements, technological developments, operational needs, recognized industry standards, and this Privacy Policy.

36. Information Security Measures

Fazl APP recognizes that the protection of Personal Information is fundamental to maintaining user trust and the secure operation of the Platform. Accordingly, the Company implements commercially reasonable administrative, technical, organizational, and physical safeguards designed to protect Personal Information against unauthorized access, unlawful processing, accidental disclosure, misuse, alteration, destruction, corruption, loss, theft, or other unauthorized activities.

The Company's information security program may include identity and access management systems, role-based access controls, authentication procedures, password protection mechanisms, encryption technologies, secure communication protocols, network segmentation, intrusion detection systems, intrusion prevention systems, endpoint protection, firewall technologies, vulnerability management programs, malware detection systems, security monitoring tools, audit logging, backup systems, disaster recovery capabilities, business continuity planning, and other security measures appropriate to the nature of the Platform and the information being processed.

Access to Personal Information is restricted to employees, contractors, consultants, service providers, and other authorized individuals who require such access to perform legitimate business responsibilities. Authorized personnel are expected to comply with applicable confidentiality obligations, internal security policies, acceptable use standards, contractual commitments, and applicable legal requirements governing the protection of Personal Information.

The Company regularly evaluates potential security risks through vulnerability assessments, penetration testing, security reviews, infrastructure monitoring, software updates, configuration management, incident response planning, access reviews, risk assessments, employee awareness initiatives, and other reasonable cybersecurity practices designed to strengthen the overall security posture of the Platform.

Where technically feasible, Personal Information may be encrypted during transmission using secure communication protocols and protected while stored through encryption technologies, access controls, key management procedures, or comparable technical safeguards appropriate to the sensitivity of the information and the operational requirements of the Platform.

Fazl APP may also implement measures designed to prevent unauthorized account access, including login monitoring, device recognition, session management, suspicious activity detection, multi-factor authentication where available, automated fraud detection systems, password protection mechanisms, rate limiting, account recovery procedures, and security notifications intended to assist users in protecting their accounts.

Despite the Company's commitment to implementing appropriate safeguards, users acknowledge that no internet-based service, electronic communication system, cloud infrastructure, software application, mobile platform, or information technology environment can guarantee absolute security. Cybersecurity threats continue to evolve, and unauthorized third parties may attempt to circumvent protective measures despite reasonable efforts to maintain robust security controls.

Users likewise play an important role in protecting their Personal Information by selecting strong passwords, maintaining the confidentiality of authentication credentials, enabling available security features, promptly reporting suspected unauthorized account activity, maintaining updated software on their devices, exercising caution when sharing information online, and following recognized cybersecurity best practices.

Where Fazl APP becomes aware of a security incident affecting Personal Information, the Company shall investigate the incident, take reasonable steps to contain and remediate the issue, cooperate with relevant authorities where legally required, and provide notifications to affected users or regulators where required under applicable law. The Company's response shall be proportionate to the nature of the incident, the sensitivity of the affected information, applicable legal requirements, and the potential impact on users.

Fazl APP continually reviews and enhances its information security program to address emerging cybersecurity threats, evolving technologies, changing legal requirements, industry best practices, and the growing expectations of users regarding the secure handling of Personal Information.

37. Security Incidents and Data Breach Response

Fazl APP is committed to maintaining a comprehensive incident response framework designed to identify, assess, contain, investigate, remediate, and recover from actual or suspected security incidents affecting the confidentiality, integrity, or availability of the Platform or the Personal Information processed through it. While the Company implements commercially reasonable administrative, technical, physical, and organizational safeguards to reduce security risks, users acknowledge that no information technology system, online service, mobile application, cloud environment, or electronic communication network can guarantee absolute protection against every cybersecurity threat or unauthorized activity.

A security incident may include unauthorized access to Personal Information, accidental disclosure of confidential information, malicious software infections, ransomware attacks, phishing campaigns, credential compromise, denial-of-service attacks, unauthorized modification or deletion of information, insider misuse, theft of equipment containing information, software vulnerabilities, network intrusions, data corruption, service disruptions, or any other event that may reasonably affect the security or operation of the Platform.

Upon becoming aware of a suspected security incident, Fazl APP may activate its internal incident response procedures, which may include technical investigation, forensic analysis, containment measures, temporary suspension of affected systems, implementation of emergency security controls, restoration of services from secure backups, preservation of evidence, internal reporting, legal review, and coordination with cybersecurity specialists or other qualified professionals where appropriate.

The Company may utilize automated monitoring technologies, intrusion detection systems, security information and event management platforms, endpoint monitoring solutions, threat intelligence services, vulnerability scanning tools, fraud detection technologies, artificial intelligence systems, and other security mechanisms to identify potential threats and respond promptly to suspicious activities. These technologies are intended to strengthen the Company's ability to detect emerging risks, reduce response times, and improve the overall resilience of the Platform.

Where an investigation determines that Personal Information has been accessed, disclosed, altered, destroyed, or otherwise compromised in a manner requiring notification under applicable law, Fazl APP shall provide notice to affected individuals, regulatory authorities, or other legally required recipients within the timeframes prescribed by applicable legislation. The content, timing, and method of such notifications shall be determined in accordance with applicable legal requirements, the nature of the incident, the categories of information affected, the potential impact upon users, and recommendations provided by competent authorities where applicable.

Notifications may include a description of the nature of the incident, the categories of information affected, the approximate date of the incident where known, measures taken by the Company to investigate and contain the incident, recommendations intended to assist users in protecting themselves against potential risks, available customer support resources, and other information required by applicable law or considered reasonably helpful under the circumstances.

Where appropriate, Fazl APP may cooperate with law enforcement agencies, cybersecurity organizations, regulatory authorities, insurance providers, legal advisers, forensic investigators, external auditors, cloud service providers, technology partners, payment processors, or other relevant organizations to investigate security incidents, recover compromised systems, mitigate ongoing risks, preserve evidence, identify responsible parties, or satisfy legal and regulatory obligations.

Following the resolution of a security incident, the Company may conduct post-incident reviews to evaluate the effectiveness of its response procedures, identify operational lessons, improve security controls, update internal policies, strengthen employee training, enhance technical safeguards, refine incident response plans, and reduce the likelihood of similar incidents occurring in the future.

Nothing contained within this Privacy Policy shall be interpreted as creating a guarantee that every security incident can be prevented, detected immediately, or resolved without interruption. Fazl APP's commitment is to respond diligently, responsibly, and in accordance with applicable law while continually improving its information security capabilities and incident response processes.

38. Your Responsibility for Account Security

Although Fazl APP implements numerous security measures to protect Personal Information and Platform accounts, maintaining account security is a shared responsibility between the Company and its users. Users play an essential role in protecting their own information, authentication credentials, devices, and communications against unauthorized access, fraud, identity theft, phishing attacks, malware, social engineering, and other cybersecurity threats.

Users are responsible for selecting strong and unique passwords for their Platform accounts and for maintaining the confidentiality of those passwords at all times. Passwords should not be shared with any other individual, reused across multiple online services, written in insecure locations, or disclosed through email, text messages, telephone conversations, social media, or other unsecured communication channels. Where the Platform offers multi-factor authentication or similar enhanced security features, users are strongly encouraged to enable such protections.

Users should ensure that the contact information associated with their accounts, including email addresses and telephone numbers, remains accurate and up to date. Accurate contact information enables Fazl APP to deliver important security notifications, password recovery instructions, verification requests, account alerts, legal notices, and other communications necessary to protect user accounts and maintain Platform security.

Users are responsible for safeguarding the devices used to access the Platform by maintaining updated operating systems, installing security updates, utilizing reputable antivirus or endpoint protection software where appropriate, enabling device security features, protecting devices against unauthorized access, and avoiding the installation of untrusted software or applications that may compromise account security.

Users should exercise caution when responding to emails, telephone calls, messages, advertisements, or websites claiming to represent Fazl APP. The Company may periodically communicate with users regarding legitimate account matters; however, users should independently verify suspicious communications before disclosing authentication credentials, payment information, verification codes, or other sensitive information. Suspected phishing attempts, fraudulent communications, impersonation, or other suspicious activities should be reported promptly through the official customer support channels provided by the Platform.

Where users become aware of unauthorized access to their accounts, suspected credential compromise, lost or stolen devices, unauthorized transactions, unusual account activity, or other potential security concerns, they should immediately change their passwords where possible, terminate active sessions if available, notify Fazl APP without unreasonable delay, and cooperate with reasonable security verification procedures intended to protect the affected account.

Users are solely responsible for all activities conducted through their accounts unless applicable law provides otherwise or unless the unauthorized activity resulted directly from Fazl APP's failure to implement reasonable security measures. Failure to maintain appropriate account security practices may increase the risk of unauthorized access and may affect the Company's ability to investigate or prevent fraudulent activities.

The Company reserves the right to suspend, temporarily restrict, require additional verification for, or otherwise protect accounts where it reasonably believes that unauthorized access, fraudulent activity, policy violations, cybersecurity threats, or other security risks may exist. Such protective actions may be implemented without prior notice where immediate intervention is reasonably necessary to safeguard users, the Platform, or third parties.

Users acknowledge that responsible account management, careful handling of authentication credentials, timely reporting of suspicious activities, and compliance with recognized cybersecurity best practices contribute significantly to the protection of Personal Information and the overall security of the Fazl APP Platform. The Company remains committed to supporting users through educational resources, security features, account protection mechanisms, and responsive customer support while encouraging every user to actively participate in maintaining a secure digital marketplace.

Part VI

Your Privacy Rights

39. Your Privacy Rights

Fazl APP recognizes that individuals have important rights regarding their Personal Information and is committed to respecting those rights in accordance with applicable privacy legislation, data protection regulations, consumer protection laws, and recognized international privacy principles. Depending upon the jurisdiction in which a user resides, the nature of the information processed, and the legal basis for processing, users may be entitled to exercise one or more rights relating to their Personal Information.

The Company seeks to provide users with transparency regarding the collection, use, disclosure, retention, and protection of Personal Information while offering reasonable mechanisms through which eligible users may exercise applicable privacy rights. These rights are intended to promote user control, accountability, fairness, and confidence in the handling of Personal Information throughout the operation of the Platform.

Subject to applicable law and reasonable verification procedures, users may have the right to request confirmation regarding whether Fazl APP processes their Personal Information, obtain access to categories of information maintained by the Company, request copies of eligible Personal Information, seek correction of inaccurate or incomplete information, request deletion of certain Personal Information, object to particular categories of processing, withdraw previously granted consent where consent serves as the legal basis for processing, request restrictions upon specific processing activities, or exercise other rights recognized under applicable privacy legislation.

Where Personal Information is processed for direct marketing purposes based upon user consent or other lawful grounds recognized under applicable law, users may request that such processing cease at any time by utilizing available communication preferences, account settings, unsubscribe mechanisms, or other methods provided by the Company. The withdrawal of consent for marketing communications shall not affect the lawfulness of processing conducted before the withdrawal became effective and shall not prevent Fazl APP from sending essential administrative, contractual, legal, transactional, or security-related communications.

Certain jurisdictions may also grant users additional rights relating to automated decision-making, profiling, targeted advertising, cross-context behavioral advertising, sale or sharing of Personal Information as defined under applicable legislation, sensitive Personal Information, biometric information, geolocation data, children's information, or other specialized categories of processing. Fazl APP shall facilitate the exercise of such rights where applicable and where required under relevant legal frameworks.

The exercise of privacy rights shall not result in unlawful discrimination, retaliation, denial of service, reduction in service quality, or unequal treatment solely because a user chooses to exercise rights recognized under applicable law. However, certain Platform features may become unavailable where requested processing activities are essential to the provision of the relevant service, the fulfillment of contractual obligations, or compliance with legal requirements.

Before responding to privacy requests, Fazl APP may require reasonable verification of the identity of the requesting individual or the authority of an authorized representative acting on the user's behalf. Verification procedures are intended to protect Personal Information against unauthorized disclosure, fraudulent requests, identity theft, or other misuse. The Company may request additional information reasonably necessary to confirm identity before processing a privacy request.

In some circumstances, applicable law may permit or require Fazl APP to deny, partially fulfill, delay, or limit a privacy request. Such circumstances may include situations where disclosure would infringe the rights of another individual, reveal confidential commercial information, compromise Platform security, interfere with ongoing investigations, conflict with legal obligations, prejudice legal proceedings, involve information exempt from disclosure under applicable law, or otherwise fall within recognized legal exceptions. Where legally required, the Company shall provide an explanation describing the basis for any such decision.

Users may exercise applicable privacy rights by contacting Fazl APP through the communication channels identified within this Privacy Policy. The Company shall review each request individually, evaluate its applicability under relevant legal frameworks, and respond within the time periods prescribed by applicable law or, where no statutory deadline exists, within a reasonable period following successful verification of the request.

Fazl APP periodically reviews its privacy rights procedures to ensure continued compliance with evolving privacy legislation, regulatory guidance, judicial decisions, and recognized international best practices while maintaining an appropriate balance between individual privacy rights, Platform security, contractual obligations, operational requirements, and the legitimate interests of the Company and its users.

40. Access, Correction, and Data Portability

Users may request access to certain Personal Information maintained by Fazl APP regarding their use of the Platform, subject to applicable legal requirements and reasonable verification procedures. Access requests are intended to enable users to understand what categories of Personal Information the Company processes, the purposes for which such information is used, the categories of recipients with whom information may be shared, the applicable retention practices, and other information required under applicable privacy legislation.

Where appropriate and legally required, the Company may provide copies of eligible Personal Information in a structured, commonly used, and reasonably accessible format. The scope of information provided may depend upon the nature of the request, applicable legal requirements, technical limitations, the rights of other individuals, intellectual property considerations, confidentiality obligations, cybersecurity concerns, and other lawful restrictions recognized under applicable legislation.

Users are encouraged to maintain accurate, complete, and current Personal Information throughout their use of the Platform. Many categories of account information may be updated directly through user account settings, business profile management tools, subscription management features, or other self-service functionality provided within the Platform. Where information cannot reasonably be updated through self-service features, users may request correction by contacting Fazl APP using the contact methods identified within this Privacy Policy.

Upon receiving a valid correction request, the Company shall take reasonable steps to evaluate the accuracy of the existing information and, where appropriate, correct, supplement, update, or otherwise modify inaccurate or incomplete Personal Information. Fazl APP may request supporting documentation where reasonably necessary to verify the accuracy of the requested correction or to prevent unauthorized modification of user records.

Where legally recognized, users may also request data portability for certain categories of Personal Information that they have provided directly to the Company and that are processed by automated means based upon consent or contractual necessity. Data portability is intended to enable users to obtain eligible information in a format that facilitates transmission to another service provider where technically feasible and legally applicable.

The right to data portability shall generally apply only to information that is technically capable of being exported without adversely affecting the rights of other individuals, compromising trade secrets, exposing confidential business information, interfering with Platform security, disrupting operational systems, or violating applicable legal obligations. The Company may decline or reasonably limit portability requests where recognized legal exemptions apply.

Where requests involve large volumes of information, repetitive submissions, manifestly unfounded requests, excessive requests, or technically complex retrieval activities, Fazl APP may extend response timeframes where permitted by applicable law, request clarification to narrow the scope of the request, or apply reasonable administrative procedures designed to facilitate efficient processing while protecting Platform security and the rights of other individuals.

Users may authorize another individual or organization to submit eligible privacy requests on their behalf where such representation is permitted under applicable law. Before responding to requests submitted by authorized representatives, Fazl APP may require documentation establishing the representative's legal authority, identity, authorization, or other information reasonably necessary to protect Personal Information against unauthorized disclosure.

The Company may maintain records relating to privacy requests, verification activities, correspondence, response timelines, decisions, supporting documentation, and related compliance information for the purpose of demonstrating compliance with applicable privacy legislation, responding to regulatory inquiries, defending legal claims, improving internal privacy procedures, and satisfying audit requirements.

Fazl APP remains committed to providing users with practical, transparent, and effective mechanisms for accessing, correcting, and obtaining eligible Personal Information while implementing reasonable safeguards designed to protect privacy, maintain security, respect the rights of other individuals, and ensure compliance with applicable legal obligations across the jurisdictions in which the Platform operates.

41. Deletion Requests and Right to Erasure

Fazl APP recognizes that users may, under applicable privacy laws, have the right to request the deletion or erasure of certain Personal Information maintained by the Company. Subject to applicable legal requirements, technical feasibility, contractual obligations, and legitimate business interests, Fazl APP shall provide eligible users with reasonable mechanisms to request the deletion of Personal Information processed in connection with their use of the Platform.

Users may submit deletion requests through the communication methods identified within this Privacy Policy or through any account management features made available by the Platform. Before acting upon a deletion request, the Company may require reasonable verification of the identity of the requesting individual or the authority of an authorized representative acting on the user's behalf. Such verification procedures are intended to prevent unauthorized deletion requests, identity theft, fraudulent account activity, or the improper disclosure or destruction of Personal Information belonging to another individual.

Upon receiving a valid deletion request, Fazl APP shall evaluate whether the requested Personal Information may lawfully be deleted under applicable privacy legislation. Where deletion is appropriate, the Company shall take reasonable steps to permanently remove, anonymize, aggregate, pseudonymize, or otherwise de-identify the relevant Personal Information from active operational systems within a reasonable period, subject to technical limitations, system architecture, backup procedures, and legal obligations.

Deletion of Personal Information may include the removal of account profile information, contact information, account preferences, uploaded documents, profile photographs, saved searches, certain communication records, marketing preferences, and other categories of information no longer required for legitimate operational purposes. However, the specific scope of deletion may vary depending upon the type of information involved, the services used by the user, and applicable legal or contractual obligations.

Certain categories of Personal Information may be retained despite a deletion request where continued retention is reasonably necessary to comply with legal obligations, satisfy taxation or accounting requirements, complete pending transactions, resolve disputes, investigate fraud, detect security incidents, preserve evidence, establish or defend legal claims, enforce contractual rights, protect other users, comply with court orders, respond to governmental investigations, maintain audit records, or otherwise fulfill obligations recognized under applicable law.

Users acknowledge that deleting Personal Information may result in the permanent loss of access to certain Platform features, transaction histories, business records, customer communications, subscriptions, saved preferences, purchased services, promotional participation, verification status, marketplace reputation, reviews, ratings, or other information associated with the deleted account. Fazl APP shall not be responsible for restoring information that has been permanently deleted following a valid deletion request unless restoration is required by applicable law.

Due to the operation of disaster recovery systems, encrypted backups, archival storage, audit logs, distributed databases, and other technical infrastructure, certain copies of Personal Information may continue to exist for limited periods following deletion. Such retained information shall remain subject to appropriate security safeguards and shall not ordinarily be restored to active operational use except where reasonably necessary for disaster recovery, legal compliance, security investigations, or other legitimate operational purposes recognized under this Privacy Policy.

Where applicable privacy legislation provides users with a "right to be forgotten" or comparable legal rights, Fazl APP shall implement reasonable procedures designed to facilitate compliance with such rights while balancing the Company's legal obligations, operational responsibilities, contractual commitments, cybersecurity requirements, and the legitimate rights and interests of other individuals.

The Company periodically reviews deletion procedures, retention schedules, information governance policies, technical deletion capabilities, and legal requirements to ensure that Personal Information is retained only for so long as reasonably necessary and deleted or anonymized when continued retention is no longer justified.

42. Objections, Restrictions, and Withdrawal of Consent

Subject to applicable privacy legislation, users may have the right to object to certain categories of Personal Information processing, request temporary restrictions upon specific processing activities, or withdraw consent where consent serves as the legal basis for processing. Fazl APP is committed to respecting such rights in accordance with applicable legal requirements while balancing the legitimate operational needs of the Platform.

Users may object to the processing of Personal Information where such processing is based upon the legitimate interests of the Company or other lawful grounds recognized under applicable legislation. Upon receiving a valid objection request, Fazl APP shall evaluate whether compelling legitimate grounds exist that override the user's interests, rights, or freedoms or whether continued processing remains necessary for the establishment, exercise, or defense of legal claims, compliance with legal obligations, or other recognized legal purposes.

Where users contest the accuracy of Personal Information, challenge the lawfulness of processing, request preservation of information for legal purposes, or otherwise qualify for restrictions under applicable law, Fazl APP may temporarily restrict certain processing activities while the relevant request is being evaluated. During periods of restriction, the Company may continue to store the affected Personal Information but may limit additional processing except where legally permitted or necessary to protect legal rights, public interests, or the rights of other individuals.

Where consent forms the legal basis for processing Personal Information, users may withdraw that consent at any time through account settings, communication preferences, consent management tools, customer support channels, or other mechanisms provided by the Platform. The withdrawal of consent shall not affect the lawfulness of processing conducted prior to the withdrawal becoming effective and shall not invalidate processing undertaken on alternative legal grounds recognized under applicable law.

Withdrawal of consent may affect the availability of certain Platform features that rely upon the relevant processing activity. For example, users who withdraw consent for location services, personalized recommendations, marketing communications, analytics participation, optional cookies, promotional activities, or other consent-based features may experience reduced functionality, limited personalization, or the unavailability of specific services dependent upon the withdrawn consent.

Users may also modify privacy preferences relating to marketing communications, push notifications, cookies, personalized advertising, recommendation systems, location services, analytics participation, or other optional processing activities through available Platform settings where technically feasible. Fazl APP endeavors to implement such preference changes within a reasonable period following receipt of the relevant request.

The Company may decline or partially limit requests for objections or restrictions where continued processing remains necessary to fulfill contractual obligations, comply with legal requirements, protect Platform security, investigate fraud, establish legal claims, enforce the Terms and Conditions, safeguard the rights of other users, respond to regulatory obligations, or satisfy other legitimate purposes recognized under applicable law.

Where requests relate to automated decision-making, profiling, targeted advertising, cross-context behavioral advertising, or similar processing activities regulated by applicable privacy legislation, Fazl APP shall evaluate such requests in accordance with the relevant legal framework and implement reasonable measures to facilitate eligible rights while maintaining the secure and efficient operation of the Platform.

The Company maintains internal procedures, staff training programs, compliance documentation, audit records, and technical controls designed to ensure that objections, restrictions, consent withdrawals, and related privacy requests are processed consistently, transparently, and within the applicable legal timeframes. Records relating to such requests may be retained where reasonably necessary to demonstrate legal compliance, resolve disputes, respond to regulatory inquiries, or defend legal claims.

Fazl APP remains committed to providing users with meaningful control over the processing of their Personal Information while ensuring that essential Platform services, security protections, contractual obligations, and legal responsibilities continue to be fulfilled in accordance with applicable law.

43. Appeals and Complaints

Fazl APP is committed to handling privacy requests, enquiries, concerns, and complaints in a fair, transparent, timely, and professional manner. If a user believes that the Company has not processed Personal Information in accordance with this Privacy Policy, applicable law, or the user's applicable privacy rights, the user may submit a complaint or request a review of the relevant decision through the contact channels identified in this Privacy Policy.

Where applicable privacy legislation provides a formal right to appeal decisions relating to privacy requests, users may submit an appeal within a reasonable period following receipt of the Company's response. Appeals may relate to decisions concerning access requests, correction requests, deletion requests, data portability requests, objections to processing, restrictions upon processing, withdrawal of consent, identity verification requirements, or any other matter concerning the processing of Personal Information by Fazl APP.

Upon receiving an appeal, the Company shall conduct an independent review of the original request, the information provided by the user, the legal basis supporting the Company's previous decision, applicable legal obligations, operational considerations, and any additional information submitted during the appeal process. Where appropriate, the review may involve privacy specialists, legal advisers, compliance personnel, information security professionals, or other authorized representatives responsible for evaluating privacy-related matters.

The Company shall make reasonable efforts to respond to appeals within the timeframes required by applicable law or, where no statutory timeframe applies, within a reasonable period after the appeal has been received and verified. Where additional time is reasonably necessary because of the complexity of the request, the volume of information involved, ongoing investigations, or other legitimate operational reasons, Fazl APP may extend the response period where permitted by applicable law and shall, where appropriate, inform the user of the anticipated timeline.

If, following the completion of the appeal, the Company determines that the original decision should be modified, Fazl APP shall take reasonable steps to implement the revised decision, including providing additional information, correcting inaccurate records, deleting eligible Personal Information, updating account information, modifying processing activities, or taking other appropriate actions consistent with applicable legal requirements.

If the Company determines that the original decision was appropriate, Fazl APP shall provide the user with a reasonable explanation of the basis for that determination, subject to applicable legal limitations, confidentiality obligations, cybersecurity considerations, the protection of third-party rights, and other lawful restrictions recognized under applicable legislation.

Nothing contained within this Privacy Policy limits a user's right to submit complaints to competent data protection authorities, consumer protection agencies, regulatory bodies, ombudsmen, courts, or other governmental authorities where such rights are recognized under applicable law. Users may exercise such rights without first completing the Company's internal complaint or appeal procedures, although Fazl APP encourages users to contact the Company first so that concerns may be addressed promptly and efficiently whenever possible.

The Company maintains records relating to complaints, appeals, correspondence, investigations, corrective actions, compliance reviews, regulatory communications, and related documentation where reasonably necessary to demonstrate compliance with applicable privacy legislation, improve internal privacy practices, respond to regulatory enquiries, resolve disputes, defend legal claims, or satisfy audit requirements.

Fazl APP regularly reviews complaint trends, appeal outcomes, regulatory developments, judicial decisions, and user feedback to strengthen its privacy governance framework, improve operational procedures, enhance staff training, and ensure that users receive fair, consistent, and transparent treatment when exercising their privacy rights.

44. Exercising Your Privacy Rights

Users may exercise applicable privacy rights by contacting Fazl APP using the communication methods identified in the "Contact Us" section of this Privacy Policy or through any privacy management tools, account settings, self-service features, or designated request mechanisms made available within the Platform. The Company is committed to providing users with practical, accessible, and transparent procedures through which eligible privacy requests may be submitted and processed.

Privacy requests should include sufficient information to enable Fazl APP to identify the requesting individual, verify the individual's identity or authority to act on behalf of another person where applicable, understand the nature of the request, identify the relevant Personal Information, and communicate effectively regarding the status of the request. The Company may request additional information where reasonably necessary to verify identity, clarify the scope of the request, prevent unauthorized disclosures, or protect the rights of other individuals.

Users may appoint authorized representatives to submit eligible privacy requests on their behalf where permitted under applicable law. Before acting upon requests submitted by representatives, Fazl APP may require documentation demonstrating the representative's legal authority, written authorization, power of attorney, guardianship status, or other evidence reasonably necessary to confirm that the representative is authorized to act for the relevant user.

The Company shall evaluate each privacy request individually based upon applicable legal requirements, the type of information involved, the nature of the requested action, the Company's legal obligations, contractual commitments, technical capabilities, information security considerations, and the rights and freedoms of other individuals. Requests shall be processed in good faith and in accordance with the requirements of applicable privacy legislation.

Where a request cannot reasonably be fulfilled in whole or in part because of legal restrictions, technical limitations, contractual obligations, disproportionate effort, ongoing investigations, protection of confidential information, intellectual property rights, cybersecurity considerations, or other lawful exemptions, Fazl APP shall provide an explanation to the extent permitted by applicable law. The Company may also offer alternative measures where appropriate to address the user's concerns while remaining compliant with applicable legal requirements.

The exercise of privacy rights shall generally be provided without charge where required by applicable law. However, where legally permitted, Fazl APP may decline manifestly unfounded, repetitive, abusive, or excessive requests or may charge a reasonable administrative fee reflecting the actual costs associated with processing such requests. Any applicable fee shall be communicated to the user before further processing occurs where required by law.

The Company may maintain secure records of privacy requests, identity verification activities, correspondence, supporting documentation, processing decisions, response timelines, internal reviews, and compliance actions for purposes including legal compliance, audit requirements, dispute resolution, regulatory reporting, quality assurance, staff training, and continuous improvement of the Company's privacy management program.

Nothing contained within this Privacy Policy shall limit any additional privacy rights granted to users under applicable legislation, nor shall it reduce any legal obligations imposed upon Fazl APP by applicable privacy, consumer protection, electronic communications, cybersecurity, or other relevant laws. Where this Privacy Policy conflicts with mandatory legal requirements applicable to a particular user, the mandatory provisions of the applicable law shall prevail to the extent of the conflict.

Fazl APP remains committed to respecting user privacy, promoting transparency, responding responsibly to privacy requests, and continually improving its privacy governance practices to reflect evolving legal requirements, technological developments, and internationally recognized standards for responsible information management.

Part VII

Children's Privacy, Third-Party Services, and External Links

45. Children's Privacy

Fazl APP is designed primarily for use by individuals and businesses seeking to buy, sell, advertise, promote, or obtain products and services through a digital marketplace. The Platform is not intended for use by young children, and the Company does not knowingly collect Personal Information from children in violation of applicable privacy laws or regulations governing children's online privacy.

The minimum age required to create and maintain a user account may vary depending upon the laws applicable within the user's jurisdiction. Unless a lower age is expressly permitted by applicable law with the involvement of a parent or legal guardian, users must have reached the legally required age of digital consent or the age of majority, as applicable, before independently registering for an account or using Platform services. Where parental or guardian consent is legally required, the child may only use the Platform after such consent has been validly obtained in accordance with applicable law.

Businesses, parents, guardians, educational institutions, or other authorized representatives who facilitate access to the Platform by minors remain responsible for ensuring compliance with applicable legal requirements relating to parental consent, supervision, age verification, acceptable use, and the protection of children's privacy. Fazl APP does not undertake to verify the legal authority of every adult claiming to act on behalf of a child and relies upon users to provide accurate information during registration and account management.

The Company does not knowingly request that children provide unnecessary Personal Information or encourage children to publicly disclose sensitive information through business profiles, marketplace listings, reviews, communications, community features, or other publicly accessible areas of the Platform. Where Platform functionality permits user-generated content, users responsible for minors should carefully supervise any activity involving children and ensure that only appropriate information is shared.

If Fazl APP becomes aware, through user notification, internal review, legal request, or other reliable means, that Personal Information has been collected directly from a child in violation of applicable law or without any legally required parental authorization, the Company shall take reasonable steps to investigate the matter and, where appropriate, delete the affected information, restrict or suspend the relevant account, obtain the necessary parental consent, or take other corrective measures consistent with applicable legal requirements.

Parents or legal guardians who believe that a child has provided Personal Information to Fazl APP without appropriate authorization may contact the Company using the contact information provided in this Privacy Policy. Following reasonable verification of the requester's identity and authority, Fazl APP shall investigate the matter, provide information where legally appropriate, and take reasonable corrective action consistent with applicable privacy legislation and the best interests of the child.

Certain features of the Platform may require users to verify their age, identity, or eligibility before access is granted. The Company reserves the right to request additional information, suspend access, restrict particular Platform features, refuse registration, or terminate accounts where there is reasonable evidence that age-related eligibility requirements have not been satisfied or where continued access may expose the Company to legal or regulatory risk.

The Company periodically reviews its policies, technical safeguards, age verification procedures, content moderation systems, and privacy practices relating to children's information to ensure continued compliance with evolving legal requirements and recognized industry standards concerning the protection of minors in digital environments.

Nothing contained within this Privacy Policy shall prevent Fazl APP from processing limited information relating to minors where such processing is expressly authorized by applicable law, necessary to protect the safety or vital interests of the child, required to comply with legal obligations, or otherwise permitted under applicable privacy legislation.

46. Third-Party Websites, Applications, and Services

The Platform may contain links, integrations, application programming interfaces (APIs), plug-ins, payment gateways, mapping services, authentication providers, social media features, advertising technologies, cloud services, communication platforms, analytics tools, software integrations, embedded content, or other technologies operated by independent third parties. These third-party services are provided for convenience, operational efficiency, enhanced functionality, or user-requested purposes and may operate independently from Fazl APP.

Where users choose to access third-party websites, applications, or services through the Platform, they acknowledge that such third parties may independently collect, process, store, disclose, or otherwise handle Personal Information in accordance with their own privacy policies, contractual terms, operational procedures, and applicable legal obligations. Unless expressly stated otherwise, Fazl APP does not control and is not responsible for the independent privacy practices, security measures, business operations, or information handling activities of third-party organizations.

Third-party services may include payment processors, financial institutions, logistics providers, mapping providers, identity verification services, cloud hosting providers, artificial intelligence services, customer support technologies, communication platforms, business management software, analytics providers, advertising networks, government services, authentication providers, external marketplaces, social networking services, or other organizations with which users voluntarily interact while using the Platform.

When users connect their Fazl APP accounts with external applications or authorize information sharing through APIs or software integrations, the scope of information shared will generally depend upon the permissions granted by the user, the technical functionality requested, and the contractual arrangements governing the integration. Users should carefully review the permissions requested before authorizing third-party access to their accounts or Personal Information.

The inclusion of links to external websites or references to third-party services within the Platform does not constitute an endorsement, certification, sponsorship, guarantee, or representation by Fazl APP regarding the quality, legality, security, reliability, availability, accuracy, privacy practices, or business operations of those third parties. Users remain responsible for evaluating the suitability of third-party services before engaging with them or disclosing Personal Information.

Where technically feasible, Fazl APP seeks to work with reputable third-party providers that maintain appropriate security standards, contractual confidentiality obligations, privacy compliance programs, and recognized industry certifications. However, the Company cannot guarantee the ongoing security, availability, legal compliance, or privacy practices of independent organizations operating outside its control.

Users are encouraged to carefully review the privacy policies, terms of service, cookie notices, security practices, and data processing disclosures of every third-party website, application, or service before providing Personal Information, authorizing account connections, completing financial transactions, downloading software, or utilizing integrated features made available through the Platform.

The Company shall not be liable for any loss, damage, unauthorized disclosure, privacy violation, service interruption, security incident, or other consequence arising from the acts, omissions, policies, negligence, contractual breaches, cybersecurity incidents, or unlawful conduct of independent third-party organizations except to the extent liability cannot be excluded under applicable law.

Fazl APP periodically reviews third-party relationships, contractual arrangements, technical integrations, and operational dependencies to promote responsible vendor management and reduce privacy and security risks associated with external services. Nevertheless, users acknowledge that independent third-party organizations remain solely responsible for their own processing of Personal Information and compliance with applicable legal obligations governing their respective services.

48. Social Media and Third-Party Authentication

Fazl APP may permit users to register, authenticate, or access certain Platform features using third-party identity providers, social media platforms, email providers, mobile operating system authentication services, or other external authentication technologies. These authentication methods are intended to simplify account registration, improve user convenience, strengthen account security, and reduce unnecessary duplication of account credentials.

Where users elect to authenticate through a third-party identity provider, Fazl APP may receive certain information from the provider in accordance with the permissions granted by the user and the provider's applicable privacy settings. Such information may include the user's name, email address, profile photograph, unique account identifier, preferred language, country or region, authentication confirmation, account status, and other information necessary to establish or maintain the user's Platform account.

The specific categories of information shared through third-party authentication depend upon the user's consent, the permissions selected during the authentication process, the policies of the identity provider, and the technical capabilities of the authentication service. Users retain responsibility for reviewing and managing the permissions granted to third-party authentication providers through their respective account settings.

The Platform may also enable users to share listings, business profiles, Community Feed posts, promotional campaigns, reviews, marketplace requests, or other content directly to external social media platforms. Information voluntarily shared through such features may become publicly accessible in accordance with the privacy settings selected by the user on the relevant social media platform. Once information has been shared externally, Fazl APP generally cannot control its subsequent use, redistribution, copying, indexing, or retention by third parties.

Users who interact with Fazl APP's official social media pages, promotional campaigns, advertisements, contests, customer support channels, webinars, live broadcasts, or community discussions hosted on third-party platforms acknowledge that their interactions may also be subject to the privacy policies, terms of service, community standards, advertising practices, and data processing activities of those independent platform providers.

The Company may use social media platforms to publish announcements, marketing materials, educational resources, product updates, recruitment information, customer support communications, or other business-related content. Engagement with such content, including comments, reactions, shares, direct messages, or participation in promotional activities, may result in the processing of Personal Information by both Fazl APP and the relevant social media provider in accordance with their respective privacy practices.

Where permitted by applicable law and user preferences, Fazl APP may utilize social media advertising tools, audience measurement services, conversion tracking technologies, or similar marketing solutions to improve the effectiveness of promotional activities, evaluate advertising performance, measure campaign engagement, or reach users who may be interested in the Platform's services. Such activities shall be conducted in accordance with applicable privacy laws, user consent requirements where applicable, and this Privacy Policy.

Users remain responsible for maintaining the security of their third-party authentication accounts, protecting authentication credentials, reviewing connected application permissions, and promptly revoking access where they no longer wish to maintain an external account connection with the Platform. Revoking access through the third-party provider may affect the user's ability to access certain Platform features until alternative authentication credentials are established.

Fazl APP periodically reviews its authentication methods, third-party integrations, and social media engagement practices to ensure continued compatibility with evolving security standards, privacy legislation, technological developments, and user expectations. However, independent authentication providers and social media platforms remain solely responsible for their own collection, processing, security, and disclosure of Personal Information under their respective legal obligations and privacy policies.

Part VIII

Changes to This Privacy Policy and Contact Information

49. Changes to This Privacy Policy

Fazl APP may update, modify, revise, or replace this Privacy Policy from time to time to reflect changes in the Company's business operations, Platform features, technology infrastructure, legal obligations, regulatory requirements, industry standards, security practices, user expectations, or other operational considerations. The Company reserves the right to amend this Privacy Policy whenever reasonably necessary to maintain transparency, accuracy, legal compliance, and alignment with the evolving nature of the Platform.

Any updated version of this Privacy Policy shall become effective upon publication through the Platform or through another legally appropriate method of communication determined by Fazl APP. The updated Privacy Policy shall replace all previous versions unless otherwise stated. Users are encouraged to periodically review this Privacy Policy to remain informed about how Fazl APP collects, uses, shares, retains, and protects Personal Information.

Where changes involve material modifications that significantly affect users' privacy rights, the categories of Personal Information collected, the purposes for processing, the manner in which Personal Information is shared, or other important privacy practices, Fazl APP may provide additional notice through reasonable communication methods. Such methods may include in-platform notifications, email communications, account alerts, mobile application notifications, website announcements, banners, pop-up notices, or other appropriate communication channels.

The type and extent of notice provided for any update shall depend upon the nature, significance, and legal requirements applicable to the relevant change. In certain jurisdictions, applicable law may require the Company to obtain renewed consent before implementing specific changes, particularly where the legal basis for processing Personal Information depends upon user consent. Where such consent is required, Fazl APP shall provide appropriate mechanisms for users to review and provide consent before the revised practices become effective.

Users' continued access to or use of the Platform following the effective date of an updated Privacy Policy shall constitute acknowledgment that the user has reviewed and understood the updated Privacy Policy, except where applicable law requires affirmative consent or another specific action. If a user does not agree with a revised Privacy Policy, the user may discontinue use of the Platform and, where applicable, request account closure or exercise available privacy rights.

The Company may maintain archived copies of previous versions of this Privacy Policy for transparency, legal compliance, regulatory review, dispute resolution, audit purposes, historical reference, and documentation of changes made over time. Archived versions may identify the effective dates, scope of modifications, and applicable privacy practices that existed during previous periods.

Fazl APP may also update this Privacy Policy to address new Platform capabilities, including but not limited to artificial intelligence features, automated recommendation systems, location-based services, marketplace innovations, payment solutions, advertising technologies, verification mechanisms, communication tools, business services, analytics systems, security improvements, or other technological developments introduced to enhance user experience.

The Company remains committed to providing clear, understandable, and accessible privacy information. While legal and technical requirements may require detailed descriptions of processing activities, Fazl APP seeks to present updates in a manner that allows users to reasonably understand how changes may affect their Personal Information and privacy choices.

Users who require clarification regarding any changes to this Privacy Policy may contact Fazl APP through the communication channels identified in the Contact Information section. The Company encourages users to raise questions, request explanations, or seek additional information whenever they have concerns regarding updates to privacy practices.

50. Contact Information

Fazl APP values transparency, accountability, and open communication regarding the privacy and protection of Personal Information. Users, businesses, customers, service providers, regulatory authorities, authorized representatives, and other interested parties may contact Fazl APP regarding questions, concerns, requests, complaints, privacy rights, security matters, or other issues relating to this Privacy Policy or the Company's processing of Personal Information.

Users may contact Fazl APP for matters including, but not limited to:

  • Requests to access Personal Information maintained by the Company.
  • Requests to correct inaccurate or incomplete Personal Information.
  • Requests to delete or restrict processing of Personal Information.
  • Requests relating to data portability or transfer of Personal Information.
  • Withdrawal of consent for optional processing activities.
  • Objections concerning certain processing activities.
  • Questions regarding data collection, usage, sharing, retention, or security practices.
  • Complaints regarding suspected privacy violations or unauthorized processing.
  • Reports of suspected security incidents, fraudulent activity, or unauthorized account access.
  • Requests for clarification regarding this Privacy Policy or Platform privacy practices.

When contacting Fazl APP regarding privacy matters, users should provide sufficient details to enable the Company to understand the nature of the request, identify the relevant account or Personal Information, verify the identity of the requesting individual where necessary, and provide an appropriate response. The Company may request additional information where reasonably required to protect user privacy, prevent unauthorized access, or comply with applicable legal obligations.

Fazl APP shall make reasonable efforts to respond to privacy-related communications within applicable legal timeframes or within a reasonable period where no specific legal deadline applies. The timing and scope of responses may depend upon the complexity of the request, the volume of information involved, verification requirements, legal obligations, technical limitations, and other relevant circumstances.

Users should not include unnecessary sensitive Personal Information, financial information, passwords, authentication codes, or confidential account credentials when contacting Fazl APP. The Company shall never request passwords, security codes, or similar authentication credentials through unofficial communication channels. Users should exercise caution when responding to communications claiming to represent Fazl APP and should verify the authenticity of such requests before providing information.

For security, privacy, and account protection purposes, Fazl APP may communicate with users through verified account channels, registered email addresses, official customer support systems, in-platform notifications, or other communication methods associated with the user's account. Users are responsible for maintaining accurate contact information and monitoring important communications related to their accounts.

Where users have concerns that cannot be resolved directly with Fazl APP, they may have the right under applicable law to contact relevant data protection authorities, consumer protection agencies, regulatory bodies, courts, or other competent institutions responsible for overseeing privacy and data protection matters within their jurisdiction.

The Company remains committed to cooperating with users, regulators, and authorized organizations to promote responsible information management, protect individual privacy rights, improve transparency, and maintain trust within the Fazl APP digital marketplace ecosystem.